Small business directors' & officers' insurance
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Your new company policy
You're at the top of your game. You're the big cheese, the head honcho, the boss.
No one tells you what to do, right?
Wrong.
The reality of being a company director in the UK is that you and your fellow bosses have a duty of care to pretty much everyone.
If a regulator, shareholder, employee, customer, competitor or member of the public thinks your firm hasn't toed the line – for whatever reason – they can take legal action against those who run it.
As a director, you're automatically exposed to unlimited personal liability. In short, you have to pay.
No risk investment strategy
But it's not all bad news.
You don't always have to rely on deep pockets and a good solicitor when things go wrong. A comprehensive directors' and officers' insurance policy will do just as well.
Invest a couple of hundred pounds in one and you have an ally. If you or your firm is accused of financial mismanagement, breaching company law, health and safety failure, or employment-related wrongdoing, your policy steps in. It pays your legal bills and compensates the aggrieved party if needs be.
You get protection for three things: you, your business and your personal assets.
Priceless.
Small business D&O summary of cover
Two-page policy summary of the key information and benefits of a sample Small business D&O insurance policy.
Small business D&O insurance policy wording
Important information about the terms and conditions from a sample Small business D&O insurance policy.
