Employers' liability insurance
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Pay by interest-free Direct Debit or credit/debit card. Your budget, your way.
Hassle-free, continuous policies. No forms, no fuss.
No admin charges for anything. Ever.
Protection for your people. Protection for you.
Like any person charged with running a company, you take your responsibilities seriously.
You want to make sure that your staff are safe and well and don't become sick or get injured as a result of working for you. It is what any right-thinking boss would do, after all.
But if an employee is injured or becomes ill at work - and your business is held liable - you'll need more than just a sticky plaster to make it right.
Employers' liability insurance will cover the legal costs associated with a claim and any compensation paid to your employee as a result. And even if you have just the one member of staff, you're still legally required* to have it.
The Health and Safety Executive enforces the law on employers' liability, and they're serious about it too. They could fine you up to £2,500 for any day you're without the necessary cover and £1,000 for not displaying the appropriate certificate. (For a full explanation, have a read of the HSE's guide for employers.)
So it's best not to take a chance. We can arrange £10 million employers' liability cover, together with public liability insurance, in just a few clicks.
*The only exemptions are for:
- Limited companies where the owner is the sole employee
- Un-incorporated family businesses where all employees are closely related
The finer detail of the cover
You get cover for:
- Full and part-time employees
- Self-employed, labour only subcontractors
- Voluntary helpers and those under a work experience scheme
Summary of cover | Employers' liability insurance
A policy summary of the key information and benefits of a sample employers' liability insurance policy.
Policy wording | Employers' liability insurance
Important information about the terms and conditions from a sample employers' liability insurance policy.
Very easy and simple to do business with - perfect for busy business owners!




