Professional indemnity for private investigators
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Another kind of PI
The consequences of not doing your job properly could be (not to put too fine a point on it) disastrous.
Although the nature of your contracts will vary, your risk stays the same. It's imperative you get your facts straight or you could find the tables turned – on you.
Inaccuracies in your reporting will mean it's your work that's suddenly under scrutiny. Get it wrong and the subject of your investigation could sue you for slander, libel, defamation, breach of confidentiality and even copyright infringement. To name just five.
And that's before any problems your client has with your work.
According to the Association of British Investigators, professional indemnity insurance for private investigators is "an absolute business requirement". And we'd agree.
If a claim does drop through your letterbox, your policy will pay to defend you in court and, if you're found liable, compensate the aggrieved claimant too.
That's the kind of protection that's worth investigating.
Professional indemnity insurance covers:
- Negligence - a mistake you've made or something you failed to do
- Loss of documents
- Your own losses caused by the dishonesty of an employee
Is this the right policy for you?
Yes – if you work in any of these areas:
- Private investigation
- Detective work
- Insurance investigation
In fact, we should be able to find cover for any Magnum-related line of work you're in. Feel free to give us a call if you're not sure which type of professional indemnity insurance policy is right for you.
Two-page policy summary of the key information and benefits of a professional indemnity policy.
Important information about the terms and conditions of a professional indemnity policy.