Personal accident insurance
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Specialist policies. Only pay for the cover you need.
Your safety net when there isn't one
Prangs, slip-ups and mishaps: despite the best laid plans, they happen to all of us.
At best, you're left reaching for the plasters and hoping for sympathy. At worst you or a key member of your staff could be out of action for weeks, even months.
And if you're really unlucky and you're suddenly unable to work at all, have you thought about how your business would survive?
However unpalatable a thought it might be, taking steps to protect your business and your income makes sense.
Personal accident insurance will pay your business a weekly sum if you're temporarily unable to work or, if the circumstances are more serious, a lump sum. It will also help with the costs of drafting in extra pairs of hands to keep the business running in your absence if needs be.
So get in touch and find out how this policy keeps your business functioning - even if you can't.
The finer detail of the cover
You get cover for:
- The cost of medical expenses incurred as a result of an accident, even if the accident occurs outside office hours.
- The costs of shuffling staff around to cover absences caused by accidents. This could be through more overtime, additional training or recruitment.
- The day to day running costs of your office if you are unable to work.