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Advice, News & Know-how

Business Insurance

Here's where we get under the skin of business insurance and find out how it works, plus what it can do for you.

Discover further clever ways of being prepared and protected, and learn more about cybercrime and other potential threats to your business.

Making sure your portable equipment insurance pays out

Portable equipment insurance covers the things you take out with you. But you also need to take care of your kit if you want your insurer to pay your claim.

What happens if you’re underinsured?

The consequences of underinsurance can hit hard. It can mean your insurer reduces the amount of your claim, leaving you out of pocket. Here's how and why.

Who needs cyber insurance?

Find out if your business needs cyber insurance. Spoiler alert: to be honest, your business probably does, no matter your size.

Your work Christmas party: what the law says

Dust off your flashing reindeer antlers and dry clean your best sparkly outfit: work Christmas party season is here. But is it time to relax or time to fret?

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Does your business insurance have hidden benefits?

Not all surprises are nice. But surprise business insurance benefits hidden within your policy documents aren't to be sniffed at. Here's what to look for:

What’s employment practices liability insurance (EPLI)?

Employee disputes can happen despite your best efforts. If you're threatened with legal action, employment practices liability insurance has your back.

What is directors’ and officers’ (D&O) insurance?

Directors' and officers' insurance is a must if you own or help run a business. That's because you can be held personally liable if things go wrong.

5 insurance questions and answers on business cover

Asking is the first step to understanding. So here's 5 key business insurance questions and answers to help lift the fog on what can be a tricky subject.

Professional insurance Q&A

Where do you start with professional insurance? Or finish, come to that? Our guide to what you do and don't need will help you decide.

What insurance do I need for my business?

What business insurance do I need? What don't you need, more like. If you're after a more helpful answer than that, try reading this.

Online retailer insurance guide

Selling online? Here's everything you need to know about online retailer insurance, including what you need and why you need it.

Surveyors’ insurance: what you need and why

A hard hat won't be enough to protect you from harm if there's a claim against you. Find out how surveyors' insurance can do the job instead.