Underinsure your contents & kit, and the 'average rule' means your insurer might not pay all your property claim. Here's what it means and how to avoid it.
Underinsurance can be almost as bad as no insurance. Here's the nuts and bolts, plus how one customer discovered it's just not worth cutting corners.
Being underinsured can leave you seriously out of pocket and put your business' future in jeopardy if something goes wrong. Here's how to avoid it.
In the aggregate or any one claim? What difference does it make to your insurance and why are we going on about it? Find the answers here.
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Struggling to get to grips with business insurance? You're not the only one. Here are six questions we're asked often – and their answers.
Business interruption insurance covers your lost income and additional costs when an unexpected event stops you trading as normal. Here's how.
Feel like your insurer is just pulling numbers out of thin air? Exactly how are insurance premiums calculated? Here's what you need to know.
In this digital age, crime has gone all high-tech on us. Here's how to protect your business from the worst the internet has to offer.
If you're a small design agency, accountancy firm or IT consultancy, for example, why would a hacker take the time and trouble to target you?
We dug around and found some cracking examples of actual claims against directors and their companies. Better hope these directors had D&O insurance.
We're not going to beat about the bush here. If you're a business owner or boss, you definitely don't need directors' and officers' insurance. Here's why:
Part of what insurance companies do is take the financial hit if something goes wrong for their customers. But it's far more complicated than that...