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Advice, News & Know-how

Business Insurance

Here's where we get under the skin of business insurance and find out how it works, plus what it can do for you.

Discover further clever ways of being prepared and protected, and learn more about cybercrime and other potential threats to your business.

How to get your property claim paid in full

Underinsure your contents & kit, and the 'average rule' means your insurer might not pay all your property claim. Here's what it means and how to avoid it.

Understanding underinsurance

Underinsurance can be almost as bad as no insurance. Here's the nuts and bolts, plus how one customer discovered it's just not worth cutting corners.

How not to be underinsured

Being underinsured can leave you seriously out of pocket and put your business' future in jeopardy if something goes wrong. Here's how to avoid it.

What do in the aggregate and any one claim mean?

In the aggregate or any one claim? What difference does it make to your insurance and why are we going on about it? Find the answers here.

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Top 6 business insurance questions

Struggling to get to grips with business insurance? You're not the only one. Here are six questions we're asked often – and their answers.

What does business interruption insurance cover?

Business interruption insurance covers your lost income and additional costs when an unexpected event stops you trading as normal. Here's how.

How are insurance premiums calculated?

Feel like your insurer is just pulling numbers out of thin air? Exactly how are insurance premiums calculated? Here's what you need to know.

Protecting yourself against cybercrime in a digital age

In this digital age, crime has gone all high-tech on us. Here's how to protect your business from the worst the internet has to offer.

Why hackers love small businesses

If you're a small design agency, accountancy firm or IT consultancy, for example, why would a hacker take the time and trouble to target you?

D&O insurance: why you need it

We dug around and found some cracking examples of actual claims against directors and their companies. Better hope these directors had D&O insurance.

Should I get directors’ and officers’ insurance?

We're not going to beat about the bush here. If you're a business owner or boss, you definitely don't need directors' and officers' insurance. Here's why:

What do insurance companies do?

Part of what insurance companies do is take the financial hit if something goes wrong for their customers. But it's far more complicated than that...