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Advice, News & Know-how

Business Insurance

Here's where we get under the skin of business insurance and find out how it works, plus what it can do for you.

Discover further clever ways of being prepared and protected, and learn more about cybercrime and other potential threats to your business.

Should I get directors’ and officers’ insurance?

We're not going to beat about the bush here. If you're a business owner or boss, you definitely don't need directors' and officers' insurance. Here's why:

What do insurance companies do?

Part of what insurance companies do is take the financial hit if something goes wrong for their customers. But it's far more complicated than that...

What does an insurance broker do?

Google 'what does an insurance broker do?' and you'll get answers like: 'acts as an intermediary between the insurer and the client'. Great. And?

Why do you need to know so much about me?

For the sake of balance, we thought we'd explain why we need certain bits of information. And what can happen if we don't have it when it matters.

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In defence of continuous insurance

For those a bit hazy on the details, continuous insurance is a type of policy that only stops when its cancelled. Sounds obvious but here's why that's a good thing.

What is business interruption insurance?

Business interruption insurance is your friend in need if something e.g. a flood means you can’t trade from your work premises as normal. Here’s how.

Cyber insurance explained

You know you want to protect your business from cybercrime,and you've heard people mention cyber insurance, but what does it all mean? Read our handy guide.

Office insurance explained

Office insurance protects the things you use to run your business the same way a home contents policy covers your personal stuff. Here's why you need it.

How to fight cybercrime

If the words ‘cyber risk’ don’t mean much to you, now might be a good time to prepare. Because cybercrime is on the increase. Here's how to fight it.

Business Continuity Awareness Week

Want to be aware of how to continue doing business? Ideally over the course of seven days? You need Business Continuity Awareness Week, then!

What’s an insurance excess?

An insurance excess is the amount you pay towards a claim. Usually, the higher your excess, the lower your premium (and vice versa). But not always ...