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Advice, News & Know-how

Freelance Advice

It can be daunting flying solo. So, it's a good job we're here with plenty of useful advice plus stories straight from the horse's mouth.

You'll find helpful info on what insurance freelancers need, the pros and cons of being your own boss, and self-employed rules and regs.

Freelance, sole trader and self-employed. What’s the difference?

What's the difference between being freelance, a sole trader or self-employed? And what are the legal and tax implications? Find out here...

What insurance do I need as a freelancer?

Making do without the security of an employer means you need all the help and support you can get. Insurance for freelancers helps keep you safe.

Do I need employers’ liability for freelancers?

Here's a business insurance question we get asked a lot: do I need employers' liability for freelancers? And here's the answer: it depends...

Most in-demand freelance skills 2020

Data shows the freelance market holding up well and even growing despite the pandemic. Here are the most in-demand freelance skills for 2020.

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Is short-term professional indemnity insurance worth it?

Can you get away with short-term professional indemnity insurance? Not if you want to sleep easy. It's cheaper but it's much riskier. Here's the low-down.

How digital consent forms can help your aesthetics business

Digital consent forms mean paper-filled filing cabinets could soon be a thing of the past. Here's how they can save aestheticians time and money.

Do I need terms and conditions?

It's good practice to have terms and conditions, no matter the size of your business. Why? Because they protect you and make you look good. Here's how.

Photography equipment insurance in focus

Having the right photography equipment insurance can stop the shutters coming down on your photography business unexpectedly. Here's all you need to know.

Do photographers need insurance?

Our snappy guide to photographers' insurance explains what insurance photographers need and why, from covering your kit to working on location.

What to do when clients don’t pay on time: how to get your invoices paid

When clients don't pay on time, cash flow problems can be the inevitable outcome. Here's how to make sure your invoices get paid.

How to keep clients happy

Disgruntled clients won't just sulk. There's every possibility they'll take legal action against you. That's why it's important to keep clients happy.

Why use an insurance broker?

Don’t pick up the phone to that do-it-all, household-name insurer just yet. There are compelling reasons to use an insurance broker instead.