{"id":12240,"date":"2016-04-20T11:53:15","date_gmt":"2016-04-20T10:53:15","guid":{"rendered":"https:\/\/www.policybee.co.uk\/blog\/?p=12240"},"modified":"2025-01-27T15:06:55","modified_gmt":"2025-01-27T15:06:55","slug":"insurance-for-immigration-consultants","status":"publish","type":"post","link":"https:\/\/www.policybee.co.uk\/blog\/insurance-for-immigration-consultants","title":{"rendered":"Insurance for immigration consultants explained"},"content":{"rendered":"\n

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People move for all sorts of reasons \u2013 work, family, the chance of a better life. But upping sticks and relocating to another country can be difficult and draining.<\/p>\n\n\n\n

You already know it doesn’t take much to throw a spanner in the works. Paperwork is extensive and immigration laws change all the time.<\/p>\n\n\n\n

Admittedly, the chances of something going seriously wrong are low. But, if the worst happens \u2013 your client’s documents go missing, or their paperwork is riddled with mistakes \u2013 your client’s going to want answers. If they’re out of pocket because of it, they’ll want compensation too.<\/p>\n\n\n\n

If this happens, you’ll need to rely on something more than just your good name to fight your corner. Something more like professional indemnity insurance for immigration consultants.<\/p>\n\n\n\n

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Computer says no<\/h2>\n\n\n\n

If your client’s application is denied \u2013 for any reason \u2013 the Immigration Act 2014 has made it harder for them to appeal. If that happens, frustrating delays combined with an emotionally trying time make for frayed tempers and a blame culture. That’s when the negligence<\/a> accusations start.<\/p>\n\n\n\n

You might think (or you might know<\/em>) you haven’t done anything wrong. But here’s the rub: a solicitor’s letter can’t be ignored and allegations of negligence have to be dealt with regardless.<\/p>\n\n\n\n

Professional indemnity insurance for immigration consultants<\/a> is designed to deal with such situations. It covers your mistakes or negligence, as well as things like slander and defamation, breach of confidentiality, and loss of documents or data.<\/p>\n\n\n\n

Once a claim gets underway, it’s in the hands of your insurer. So you don’t have to worry about defending yourself in court, paying for a solicitor, or forking out for any compensation or damages you owe. Your insurance takes care of all that.<\/p>\n\n\n\n

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How much immigration consultants’ insurance do you need?<\/h2>\n\n\n\n

The IAA recommends you have<\/a> at least \u00a3250,000<\/strong>\u00a0professional indemnity insurance cover.<\/p>\n\n\n\n

Whether or not you need more depends on what<\/em> you do and who<\/em> you do it for. If you offer advice to central government or big businesses, for example, be prepared to up your level of cover.<\/p>\n\n\n\n

But of course, not having to call on your policy at all is best. These pointers will go some way towards helping you help yourself – before your cover needs to.<\/p>\n\n\n\n

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Tips for reducing your risks<\/h2>\n\n\n\n

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