{"id":16078,"date":"2019-04-16T14:48:52","date_gmt":"2019-04-16T13:48:52","guid":{"rendered":"https:\/\/www.policybee.co.uk\/blog\/?p=16078"},"modified":"2023-11-07T11:08:35","modified_gmt":"2023-11-07T11:08:35","slug":"dance-teacher-insurance","status":"publish","type":"post","link":"https:\/\/www.policybee.co.uk\/blog\/dance-teacher-insurance","title":{"rendered":"Why insurance is a clever step for dance teachers"},"content":{"rendered":"\n

<\/p>\n\n\n

\n
\"How<\/figure>\n<\/div>\n\n\n

Just like choreography doesn\u2019t always go according to plan, neither do classes and performances. If someone puts a foot wrong, trouble can be waiting in the wings.<\/p>\n\n\n\n

Say your student trips for real rather than tripping the light fantastic and picks up a nasty injury. It can quickly take the spring out of their step – and yours if the finger of blame is pointed at you.<\/p>\n\n\n\n

That\u2019s because we live in litigious times and people aren\u2019t afraid to make a claim for compensation. If you\u2019re self-employed, it\u2019s just one of the reasons it\u2019s a good idea to protect yourself and your livelihood with dance teacher insurance.<\/a><\/p>\n\n\n\n

It doesn\u2019t matter what type of dance you teach, either. It can be Argentine Tango, Zumba or any of the B-Y dances in between. The thing is, if someone or their property is hurt, a claim can easily follow.<\/p>\n\n\n\n

There\u2019s your equipment to think about too, including essentials like your sound system. If it\u2019s damaged, lost or stolen, how will you run your classes? Because remember \u2013 if the music stops, so do your earnings.<\/p>\n\n\n\n


How dance teacher insurance can help<\/strong><\/h2>\n\n\n\n

Whether it\u2019s a student falling foul of a loose floorboard or their parent slipping on spilt water, accidents happen. If the injured person claims compensation for the pain and inconvenience caused, you\u2019ll be in the frame. <\/p>\n\n\n\n

Injuries like broken legs and damaged backs can put people out of action for a while \u2013 meaning time away from school, college or work. And if there\u2019s a claim, you\u2019ll have to deal not only with the complicated legal side of things but cover any compensation too.<\/p>\n\n\n\n

That\u2019s where public liability insurance<\/a> can help. It pays for a legal expert to represent you and handle all the paperwork. Plus, it stumps up for whatever damages are due \u2013 preventing your bank balance from doing a reverse turn into the red.<\/p>\n\n\n\n

It works for property too. Say you hold your classes and shows in a church hall but your tap group ball-changes the varnish off the wooden floor and smashes a light fitting with a carelessly twirled cane. Or you rent a dance studio but a student shatters a wall mirror. <\/p>\n\n\n\n

In both cases you\u2019ll be asked to pay for repairs and replacement. And in both cases public liability insurance does the job of covering legal costs and compensation. Besides which, most venues make having public liability cover a condition of hire. <\/p>\n\n\n\n

<\/p>\n\n\n\n

Dance teacher insurance for peace of mind<\/strong><\/h2>\n\n\n\n

Teaching dance is an art in itself. And whether you\u2019re refining teenagers\u2019 posture in readiness for their RAD<\/a> ballet exams or preparing couples for a Latin competition, people put their trust in you. <\/p>\n\n\n\n

But sometimes students (or their\nparents) expect too much. When an exam doesn\u2019t yield the anticipated \u2018distinction\u2019,\nor the Glitterball Trophy eludes capture yet again, there can be accusations. <\/p>\n\n\n\n

People might say your teaching fell\nshort of a perfect 10. And once they\u2019ve laid the blame for failure at your\nfeet, they may also want compensating for the amount already spent on lessons \u2013\nplus the cost of repeating them.<\/p>\n\n\n\n

When someone questions the quality of your professional services, professional indemnity insurance<\/a> has your back. It covers solicitor\u2019s, court and compensation costs, handles the legal complexities, and leaves you free to keep dancing.\u00a0 <\/p>\n\n\n\n

It also helps if someone says they\nwere injured because of your negligence. Maybe you encourage a student to stretch\na bit further to complete a move and they badly tear a hamstring or slip a disc.\n<\/p>\n\n\n\n

If they say the injury was your fault and make a claim against you, you\u2019ll have to deal with it regardless. Professional indemnity insurance pays for a solicitor to fight your corner, covers all your legal costs, and stumps up for any compensation.<\/p>\n\n\n\n

<\/p>\n\n\n\n

On the move <\/strong><\/h3>\n\n\n\n

As a freelance dance teacher, you\nmight hold your classes in various venues in different locations. That means\nyou have to lug your kit around with you.<\/p>\n\n\n\n

Dance is nothing without music, so\nyou probably have a sound system you take from place to place. You might have a\nlaptop you rely on too \u2013 either for music or to keep track of bookings and\npayments. And you\u2019ve no doubt got a phone. <\/p>\n\n\n\n

So, what happens if an essential\nbit of your kit goes missing, either lost or stolen? What happens if a clumsy student\ncollides with your sound system and trashes it? <\/p>\n\n\n\n

You\u2019ll need to fix or replace the item as quickly as possible \u2013 all of which means an immediate outlay of cash, plus lost earnings in the meantime if you can\u2019t teach. Disappointed students too, if classes are cancelled. <\/p>\n\n\n\n

Portable equipment insurance<\/a> protects your kit by paying for it to be mended or replaced as new. You\u2019re covered wherever you might be, even in transit. And if it\u2019s going to take a while, you can claim the cost of hiring stand-in kit as a stop-gap. <\/p>\n\n\n\n

<\/p>\n\n\n\n

Leap of faith<\/strong><\/h3>\n\n\n\n

Dancing is all about good technique\nand well-executed routines to produce the perfect performance.<\/p>\n\n\n\n

There\u2019s little doubt that protecting your livelihood with insurance<\/a> makes for good commercial technique. And getting the right cover will help ensure your business performs to the highest level.<\/p>\n\n\n\n

Meantime, if your dance teaching career takes the next step to fully-fledged dance school or studio, you\u2019ll want to take a look at our specialised cover for dance schools and studios<\/a>.<\/p>\n\n\n\n

Photo by Drew Graham on Unsplash<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Just like choreography doesn\u2019t always go according to plan, neither do classes and performances. If someone puts a foot wrong, trouble can be waiting in the wings. Say your student trips for real rather than tripping the light fantastic and … Continue reading →<\/span><\/a><\/p>\n","protected":false},"author":12,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[129,130],"tags":[234,237,150,204],"class_list":["post-16078","post","type-post","status-publish","format-standard","hentry","category-professional-indemnity-insurance","category-public-liability-insurance","tag-dance-teachers","tag-freelancers","tag-managing-risk","tag-teachers-and-tutors"],"acf":[],"yoast_head":"\r\nWhy dance teacher insurance is a good step<\/title>\r\n<meta name=\"description\" content=\"A compensation claim for injury, damage or alleged poor teaching can easily leave you dancing to someone else's tune. 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