{"id":22387,"date":"2023-06-21T15:19:09","date_gmt":"2023-06-21T14:19:09","guid":{"rendered":"https:\/\/www.policybee.co.uk\/blog\/?p=22387"},"modified":"2025-05-30T10:29:10","modified_gmt":"2025-05-30T09:29:10","slug":"what-insurance-do-self-employed-tradesmen-need","status":"publish","type":"post","link":"https:\/\/www.policybee.co.uk\/blog\/what-insurance-do-self-employed-tradesmen-need","title":{"rendered":"What insurance do self-employed tradesmen need?"},"content":{"rendered":"\n

<\/p>\n\n\n

\n
\"What<\/figure>\n<\/div>\n\n\n

In March 2022, the Office of National Statistics said just over 4.2 million people in the UK classed themselves as self-employed<\/a>. The biggest sector? Construction workers at just over a third of the total.<\/p>\n\n\n\n

And although overall the number of self-employed people has been decreasing in recent years, the number of plumbers, plasterers, joiners, painters, amongst other trades, is going up.<\/p>\n\n\n\n

Working from home more, and being at home more, has meant more home improvements. And that’s meant DIY bodges that need fixing and extra general wear and tear that requires attention.<\/p>\n\n\n\n

As a result, tradesmen are more in demand than ever. And insurance for self-employed tradesmen isn’t always clear cut.<\/p>\n\n\n\n

So, here are the nuts and bolts of what you might need to know insurance-wise if you’re a self-employed tradesman\u2026<\/p>\n\n\n\n

<\/p>\n\n\n\n

Who and what does insurance for self-employed tradesmen cover?<\/strong><\/h2>\n\n\n\n

If you’re self-employed, that means you work for yourself. You pay your own wages, and you own the company. You may even pay the wages of other people. Whatever the number of people in your workforce, you’re in charge, and you’re responsible.<\/p>\n\n\n\n

Being self-employed means you could be a sole trader or partner in an LLP (limited liability partnership). You won’t own a limited company because the way they’re structured means the company technically pays your wages. You can read more about self-employed vs sole traders here.<\/a><\/p>\n\n\n\n

As for what job you do, there’s a very long list of professions that self-employed tradesmen insurance covers, from an alarm installer to a gardener and an electrician to a tiler.<\/p>\n\n\n\n

Whatever job you do and tasks you undertake, there’ll be risks. And those risks, and therefore the insurance you need, can differ depending on your niche.<\/p>\n\n\n\n

<\/p>\n\n\n\n

What insurance does a self-employed tradesman need?<\/strong><\/h2>\n\n\n\n

Working as a trade professional, you can be in and out of clients’ homes and workplaces all day, every day. No one ever means for an accident to happen, but they do.<\/p>\n\n\n\n

Public liability<\/a> (PL) insurance is there if someone other than a work colleague is injured, and it’s your fault. Or if you damage something of theirs and they want compensation from you.<\/p>\n\n\n\n

You could be a joiner. A client asks you to fit a new kitchen, and one of the wall units falls, breaking the entire contents of expensive crockery. Your client will probably want a payout to cover the cost of replacing their possessions.<\/p>\n\n\n\n

Or you might be a gardener mowing your client’s lawn when they come out with a cuppa for you. They trip over the cable, smash the cup and badly cut their hand in the fall. Ouch – painful.<\/p>\n\n\n\n

Public liability pays the legal fees to defend you (even if you’re not at fault) and any compensation you owe.<\/p>\n\n\n\n

But then your job could also be a specialist service. You might even give advice or share ideas. Professional indemnity insurance<\/a> (PI) protects your business if someone claims that you’ve been negligent in your work.<\/p>\n\n\n\n

For example, as a heating engineer, you might be asked to design a system for a new office block. You don’t get the maths right, meaning the installed radiators don’t heat the area well enough. The system has to be taken out, redesigned and replaced, costing your client thousands.<\/p>\n\n\n\n

PI pays for a specialist solicitor to defend you and pays any compensation or damages awarded.<\/p>\n\n\n\n

<\/p>\n\n\n\n

Anything else?<\/strong><\/h2>\n\n\n\n

Depending on your business, you might want to consider some add-ons to your insurance.<\/p>\n\n\n\n

You can add legal expenses insurance<\/a> onto your policy for vital protection against legal costs. If a client refuses to pay, or you accidentally mess up your tax forms, or if you\u2019re called up for jury duty, legal expenses will cover any legal fees and compensate you for any losses.<\/p>\n\n\n\n

And the tools of your trade are vital for your work. You’d be pretty stuck without them. Insurance for self-employed tradesmen can cover accidental damage or theft of your kit (including from your van during the day). Just as long as it’s all listed on your schedule.<\/p>\n\n\n\n

In addition, you might have to prove to your insurer that anything that\u2019s damaged or nicked was bought for your work and not for personal use. Fraudulent claims are on the rise, unfortunately, and your insurer may be obliged to check you\u2019re not pulling a fast one.<\/p>\n\n\n\n

If that\u2019s the case, all you have to do is provide a receipt or invoice with your sole trader name on it (and make sure this matches with the name given in your policy docs).<\/p>\n\n\n\n

<\/p>\n\n\n\n

Does insurance for self-employed tradesmen cover subcontractors?<\/strong><\/h2>\n\n\n\n

If you’re super busy, a great solution can be subcontractors to share the load.<\/p>\n\n\n\n

There are two kinds of subcontractors. But your insurance only covers one. <\/p>\n\n\n\n

You can employ a subcontractor where you dictate their hours, supervise their work and let them use your tools. Essentially you treat them as an employee. They’re a \u2018labour-only\u2019 subcontractor in this setup, and your insurance covers them. But you’ll also need employers’ liability<\/a> (EL) insurance for them. EL is a legal requirement if you employ anyone, even temporarily.<\/p>\n\n\n\n

If you go down the route of employing a contractor who invoices you for their time, uses their own tools, and works their own hours, they should have their own insurance (you might want to check it). Your cover won’t need to include them as these are ‘bona fide\u2019 subcontractors. You also don’t need any additional insurance (like EL) for them to work with you.<\/p>\n\n\n\n

You can read more about employers’ liability here<\/a>.<\/p>\n\n\n\n

<\/p>\n\n\n\n

Cover that’s as handy as you are<\/strong><\/h2>\n\n\n\n

Knowing what insurance you need is half the battle. It means you can nail the delivery of any work with the confidence that if anything goes wrong, you have a backup.<\/p>\n\n\n\n

Click here to learn more about insurance for self-employed tradesmen<\/a> or get a quote. Or call 0345 222 5391<\/strong> to speak to the team.<\/p>\n\n\n\n

Image used under license from Shutterstock.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

In March 2022, the Office of National Statistics said just over 4.2 million people in the UK classed themselves as self-employed. The biggest sector? Construction workers at just over a third of the total. And although overall the number of … Continue reading →<\/span><\/a><\/p>\n","protected":false},"author":13,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[129,130,132],"tags":[137,150,266,140],"class_list":["post-22387","post","type-post","status-publish","format-standard","hentry","category-professional-indemnity-insurance","category-public-liability-insurance","category-small-business-advice","tag-insurance-explained","tag-managing-risk","tag-public-liability-insurance","tag-running-a-business"],"acf":[],"yoast_head":"\r\nWhat insurance do self-employed tradesmen need?<\/title>\r\n<meta name=\"description\" content=\"What are the nuts and bolts of insurance for self-employed tradesmen? Who needs it, and what does it cover? Find out.\" \/>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.policybee.co.uk\/blog\/what-insurance-do-self-employed-tradesmen-need\" \/>\r\n<meta property=\"og:locale\" content=\"en_GB\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"What insurance do self-employed tradesmen need?\" \/>\r\n<meta property=\"og:description\" content=\"What are the nuts and bolts of insurance for self-employed tradesmen? Who needs it, and what does it cover? Find out.\" \/>\r\n<meta property=\"og:url\" content=\"https:\/\/www.policybee.co.uk\/blog\/what-insurance-do-self-employed-tradesmen-need\" \/>\r\n<meta property=\"og:site_name\" content=\"PolicyBee news and risk advice\" \/>\r\n<meta property=\"article:published_time\" content=\"2023-06-21T14:19:09+00:00\" \/>\r\n<meta property=\"article:modified_time\" content=\"2025-05-30T09:29:10+00:00\" \/>\r\n<meta property=\"og:image\" content=\"https:\/\/www.policybee.co.uk\/blog\/wp-content\/uploads\/2022\/01\/self-employed-tradesman-with-a-van-shutterstock.jpg\" \/>\r\n\t<meta property=\"og:image:width\" content=\"600\" \/>\r\n\t<meta property=\"og:image:height\" content=\"300\" \/>\r\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\r\n<meta name=\"author\" content=\"Sarah Sharps\" \/>\r\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\r\n<meta name=\"twitter:creator\" content=\"@PolicyBee\" \/>\r\n<meta name=\"twitter:site\" content=\"@PolicyBee\" \/>\r\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Sarah Sharps\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\r\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/what-insurance-do-self-employed-tradesmen-need#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/what-insurance-do-self-employed-tradesmen-need\"},\"author\":{\"name\":\"Sarah Sharps\",\"@id\":\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/#\\\/schema\\\/person\\\/3c6dddce552c989085c9647cdbdba541\"},\"headline\":\"What insurance do self-employed tradesmen need?\",\"datePublished\":\"2023-06-21T14:19:09+00:00\",\"dateModified\":\"2025-05-30T09:29:10+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/what-insurance-do-self-employed-tradesmen-need\"},\"wordCount\":1013,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/what-insurance-do-self-employed-tradesmen-need#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/self-employed-tradesman-with-a-van-shutterstock.jpg\",\"keywords\":[\"insurance explained\",\"managing risk\",\"public liability insurance\",\"running a business\"],\"articleSection\":[\"Professional indemnity\",\"Public liability\",\"Small business advice\"],\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/what-insurance-do-self-employed-tradesmen-need#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/what-insurance-do-self-employed-tradesmen-need\",\"url\":\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/what-insurance-do-self-employed-tradesmen-need\",\"name\":\"What insurance do self-employed tradesmen need?\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/what-insurance-do-self-employed-tradesmen-need#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/what-insurance-do-self-employed-tradesmen-need#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/self-employed-tradesman-with-a-van-shutterstock.jpg\",\"datePublished\":\"2023-06-21T14:19:09+00:00\",\"dateModified\":\"2025-05-30T09:29:10+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/#\\\/schema\\\/person\\\/3c6dddce552c989085c9647cdbdba541\"},\"description\":\"What are the nuts and bolts of insurance for self-employed tradesmen? Who needs it, and what does it cover? Find out.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/what-insurance-do-self-employed-tradesmen-need#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/what-insurance-do-self-employed-tradesmen-need\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/what-insurance-do-self-employed-tradesmen-need#primaryimage\",\"url\":\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/self-employed-tradesman-with-a-van-shutterstock.jpg\",\"contentUrl\":\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/wp-content\\\/uploads\\\/2022\\\/01\\\/self-employed-tradesman-with-a-van-shutterstock.jpg\",\"width\":600,\"height\":300,\"caption\":\"What insurance do self-employed tradesmen need?\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/what-insurance-do-self-employed-tradesmen-need#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.policybee.co.uk\\\/blog\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What insurance do self-employed tradesmen need?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/\",\"name\":\"PolicyBee news and risk advice\",\"description\":\"Articles and information on professional indemnity insurance, small business news and risk management\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/#\\\/schema\\\/person\\\/3c6dddce552c989085c9647cdbdba541\",\"name\":\"Sarah Sharps\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6de654fca4b01804dc1af7d0315b1b220c93468aa451cdaa6411fc4dd33649d3?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6de654fca4b01804dc1af7d0315b1b220c93468aa451cdaa6411fc4dd33649d3?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6de654fca4b01804dc1af7d0315b1b220c93468aa451cdaa6411fc4dd33649d3?s=96&d=mm&r=g\",\"caption\":\"Sarah Sharps\"}}]}<\/script>\r\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What insurance do self-employed tradesmen need?","description":"What are the nuts and bolts of insurance for self-employed tradesmen? Who needs it, and what does it cover? Find out.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.policybee.co.uk\/blog\/what-insurance-do-self-employed-tradesmen-need","og_locale":"en_GB","og_type":"article","og_title":"What insurance do self-employed tradesmen need?","og_description":"What are the nuts and bolts of insurance for self-employed tradesmen? Who needs it, and what does it cover? Find out.","og_url":"https:\/\/www.policybee.co.uk\/blog\/what-insurance-do-self-employed-tradesmen-need","og_site_name":"PolicyBee news and risk advice","article_published_time":"2023-06-21T14:19:09+00:00","article_modified_time":"2025-05-30T09:29:10+00:00","og_image":[{"width":600,"height":300,"url":"https:\/\/www.policybee.co.uk\/blog\/wp-content\/uploads\/2022\/01\/self-employed-tradesman-with-a-van-shutterstock.jpg","type":"image\/jpeg"}],"author":"Sarah Sharps","twitter_card":"summary_large_image","twitter_creator":"@PolicyBee","twitter_site":"@PolicyBee","twitter_misc":{"Written by":"Sarah Sharps","Estimated reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.policybee.co.uk\/blog\/what-insurance-do-self-employed-tradesmen-need#article","isPartOf":{"@id":"https:\/\/www.policybee.co.uk\/blog\/what-insurance-do-self-employed-tradesmen-need"},"author":{"name":"Sarah Sharps","@id":"https:\/\/www.policybee.co.uk\/blog\/#\/schema\/person\/3c6dddce552c989085c9647cdbdba541"},"headline":"What insurance do self-employed tradesmen need?","datePublished":"2023-06-21T14:19:09+00:00","dateModified":"2025-05-30T09:29:10+00:00","mainEntityOfPage":{"@id":"https:\/\/www.policybee.co.uk\/blog\/what-insurance-do-self-employed-tradesmen-need"},"wordCount":1013,"commentCount":0,"image":{"@id":"https:\/\/www.policybee.co.uk\/blog\/what-insurance-do-self-employed-tradesmen-need#primaryimage"},"thumbnailUrl":"https:\/\/www.policybee.co.uk\/blog\/wp-content\/uploads\/2022\/01\/self-employed-tradesman-with-a-van-shutterstock.jpg","keywords":["insurance explained","managing risk","public liability insurance","running a business"],"articleSection":["Professional indemnity","Public liability","Small business advice"],"inLanguage":"en-GB","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.policybee.co.uk\/blog\/what-insurance-do-self-employed-tradesmen-need#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.policybee.co.uk\/blog\/what-insurance-do-self-employed-tradesmen-need","url":"https:\/\/www.policybee.co.uk\/blog\/what-insurance-do-self-employed-tradesmen-need","name":"What insurance do self-employed tradesmen need?","isPartOf":{"@id":"https:\/\/www.policybee.co.uk\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.policybee.co.uk\/blog\/what-insurance-do-self-employed-tradesmen-need#primaryimage"},"image":{"@id":"https:\/\/www.policybee.co.uk\/blog\/what-insurance-do-self-employed-tradesmen-need#primaryimage"},"thumbnailUrl":"https:\/\/www.policybee.co.uk\/blog\/wp-content\/uploads\/2022\/01\/self-employed-tradesman-with-a-van-shutterstock.jpg","datePublished":"2023-06-21T14:19:09+00:00","dateModified":"2025-05-30T09:29:10+00:00","author":{"@id":"https:\/\/www.policybee.co.uk\/blog\/#\/schema\/person\/3c6dddce552c989085c9647cdbdba541"},"description":"What are the nuts and bolts of insurance for self-employed tradesmen? Who needs it, and what does it cover? Find out.","breadcrumb":{"@id":"https:\/\/www.policybee.co.uk\/blog\/what-insurance-do-self-employed-tradesmen-need#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.policybee.co.uk\/blog\/what-insurance-do-self-employed-tradesmen-need"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.policybee.co.uk\/blog\/what-insurance-do-self-employed-tradesmen-need#primaryimage","url":"https:\/\/www.policybee.co.uk\/blog\/wp-content\/uploads\/2022\/01\/self-employed-tradesman-with-a-van-shutterstock.jpg","contentUrl":"https:\/\/www.policybee.co.uk\/blog\/wp-content\/uploads\/2022\/01\/self-employed-tradesman-with-a-van-shutterstock.jpg","width":600,"height":300,"caption":"What insurance do self-employed tradesmen need?"},{"@type":"BreadcrumbList","@id":"https:\/\/www.policybee.co.uk\/blog\/what-insurance-do-self-employed-tradesmen-need#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.policybee.co.uk\/blog"},{"@type":"ListItem","position":2,"name":"What insurance do self-employed tradesmen need?"}]},{"@type":"WebSite","@id":"https:\/\/www.policybee.co.uk\/blog\/#website","url":"https:\/\/www.policybee.co.uk\/blog\/","name":"PolicyBee news and risk advice","description":"Articles and information on professional indemnity insurance, small business news and risk management","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.policybee.co.uk\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Person","@id":"https:\/\/www.policybee.co.uk\/blog\/#\/schema\/person\/3c6dddce552c989085c9647cdbdba541","name":"Sarah Sharps","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/secure.gravatar.com\/avatar\/6de654fca4b01804dc1af7d0315b1b220c93468aa451cdaa6411fc4dd33649d3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6de654fca4b01804dc1af7d0315b1b220c93468aa451cdaa6411fc4dd33649d3?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6de654fca4b01804dc1af7d0315b1b220c93468aa451cdaa6411fc4dd33649d3?s=96&d=mm&r=g","caption":"Sarah Sharps"}}]}},"_links":{"self":[{"href":"https:\/\/www.policybee.co.uk\/blog\/wp-json\/wp\/v2\/posts\/22387","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.policybee.co.uk\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.policybee.co.uk\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.policybee.co.uk\/blog\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/www.policybee.co.uk\/blog\/wp-json\/wp\/v2\/comments?post=22387"}],"version-history":[{"count":11,"href":"https:\/\/www.policybee.co.uk\/blog\/wp-json\/wp\/v2\/posts\/22387\/revisions"}],"predecessor-version":[{"id":26584,"href":"https:\/\/www.policybee.co.uk\/blog\/wp-json\/wp\/v2\/posts\/22387\/revisions\/26584"}],"wp:attachment":[{"href":"https:\/\/www.policybee.co.uk\/blog\/wp-json\/wp\/v2\/media?parent=22387"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.policybee.co.uk\/blog\/wp-json\/wp\/v2\/categories?post=22387"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.policybee.co.uk\/blog\/wp-json\/wp\/v2\/tags?post=22387"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}