{"id":24539,"date":"2024-03-14T13:18:05","date_gmt":"2024-03-14T13:18:05","guid":{"rendered":"https:\/\/www.policybee.co.uk\/blog\/?p=24539"},"modified":"2026-03-18T15:57:43","modified_gmt":"2026-03-18T15:57:43","slug":"what-is-a-disaster-recovery-plan","status":"publish","type":"post","link":"https:\/\/www.policybee.co.uk\/blog\/what-is-a-disaster-recovery-plan","title":{"rendered":"What is a disaster recovery plan?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"alignright size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"300\" src=\"https:\/\/www.policybee.co.uk\/blog\/wp-content\/uploads\/2024\/02\/disaster-recovery-plan-istock-edit.png\" alt=\"Are you managing your risks with a disaster recovery plan?\" class=\"wp-image-24462\" style=\"object-fit:cover;width:300px;height:150px\" srcset=\"https:\/\/www.policybee.co.uk\/blog\/wp-content\/uploads\/2024\/02\/disaster-recovery-plan-istock-edit.png 600w, https:\/\/www.policybee.co.uk\/blog\/wp-content\/uploads\/2024\/02\/disaster-recovery-plan-istock-edit-300x150.png 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">We know it\u2019s not good to have negative thoughts&#8230;but in business, sometimes it\u2019s necessary. Because all the positive thinking in the world can\u2019t stop some unexpected catastrophes from happening.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A disaster recovery plan is a document that outlines exactly how you\u2019ll get your business back up and running quickly in the event of a technical meltdown.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It\u2019s often part of a broader <a href=\"https:\/\/www.investopedia.com\/terms\/b\/business-continuity-planning.asp\" target=\"_blank\" rel=\"noreferrer noopener\">business continuity plan<\/a> and refers to the IT side of your business.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What\u2019s in it for me?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Whether it\u2019s because of a cyber-attack, a natural disaster, a fire, or anything else, knowing what to do with your IT systems in a crisis will save you time and money. And keep your stress levels to a minimum.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Let\u2019s face it, IT is one of the most important aspects of business for most. And one of the most complex. That\u2019s why it\u2019s so important to plan for digital disasters.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Do I need a disaster recovery plan?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Well, do you run a business? Then, probably.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">How in-depth your plan needs to be will depend on the nature and size of your business. And how heavily you rely on your IT infrastructure.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If, like us, you hold a lot of sensitive information on your systems, and rely on your IT infrastructure to survive, having a solid disaster recovery plan is absolutely essential.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">From virtual assistants to coffee shop owners, a disaster recovery plan should be on your radar. It\u2019ll get you out of a hole quickly if the worst happens.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Think about things like, how will you pay your staff? How will you contact customers? Or simply, how will you keep your business open if your tech comes under fire? <ins><\/ins><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you don\u2019t know the answer to these questions, and the success of your business rides on it, then you most definitely need a disaster recovery plan.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Why do I need a disaster recovery plan?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Let\u2019s just look at a simple scenario. You\u2019re an online retailer. You\u2019ve built a good reputation and a solid customer base. You have customers\u2019 sensitive data saved on your computer.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">One day, you\u2019re stung by an almighty cyber-attack. Your whole website is down and you have no idea if customers\u2019 data has been stolen. What do you do?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">With a well-tested disaster recovery plan, you\u2019ll know exactly what to do. Without one, you\u2019ll be left flapping like a wild goose with no idea how to stop your business from sinking.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">We need disaster recovery plans for lots of reasons, but the main reasons are:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Trust. <\/strong>Your clients or customers want to know that you\u2019re looking after their information as best as you can &#8211; even when disaster strikes. If sensitive information is compromised, or you\u2019re not able to deliver goods when promised, you\u2019ll have to think about how it could tarnish your reputation.<\/li>\n\n\n\n<li><strong>Financial impact.<\/strong> If things go haywire and you aren\u2019t prepared, it goes without saying that it\u2019ll cost you. The longer your business is out of action, the more you\u2019ll lose. And the more likely you are to never recover. You might have to factor in things like <a href=\"https:\/\/www.policybee.co.uk\/blog\/gdpr-your-insurance-questions-answered\" type=\"link\" id=\"https:\/\/www.policybee.co.uk\/blog\/gdpr-your-insurance-questions-answered\" target=\"_blank\" rel=\"noreferrer noopener\">UK GDPR fines<\/a> or the cost of new systems and equipment, too.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How do I make a disaster recovery plan?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If you\u2019re a small business that doesn\u2019t rely too heavily on IT, you\u2019ll get away with a simple, practical plan that you can put together yourself.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But if there\u2019s more to it, it\u2019s a good idea to get external professionals to help you come up with the right solutions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Your disaster discovery plan will have to be tailored to your specific needs, obviously. But here are some of the basic questions you need to think about when putting your plan together:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>What kind of events will you need to prepare for?<\/li>\n\n\n\n<li>Who will need to be told about the crisis?<\/li>\n\n\n\n<li>Where will you work and what equipment will you use if you can&#8217;t access your workplace?<\/li>\n\n\n\n<li>How will your employees continue to work and how will you pay them?<\/li>\n\n\n\n<li>How will you communicate with customers\/clients?<\/li>\n\n\n\n<li>How will you continue to provide your products or services with minimal disruption?<\/li>\n\n\n\n<li>Have you got the right types of insurance? What are your policy numbers and what number should you call in a crisis?<\/li>\n\n\n\n<li>How often will you review your plan and how will you know that it works?<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Back up, back up, back up!<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Yep. Backing up all of your data is essential. Back it up, and back it up again. Data is often at the very heart of a business, so it\u2019s essential you protect it.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This should be a big part of your disaster recovery plan.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Whether it\u2019s an external factor like a flood or an IT problem, it\u2019s important that all your data is kept safe and sound. And that you can access it quickly after any unforeseen event.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Things like cloud backup services, or isolated backups can also help keep your data secure.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">And whilst there are a lot of disasters that are out of our control, cyber-attacks are something you can prepare for to a certain extent. So, make sure you\u2019re doing everything you can to be cyber-secure. Including making sure you\u2019re <a href=\"https:\/\/www.policybee.co.uk\/blog\/what-is-cyber-insurance-and-what-does-it-cover\" target=\"_blank\" rel=\"noreferrer noopener\">covering your cyber risks with cyber insurance<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Disaster recovery plans and insurance<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">You might be thinking, \u2018Why do I need a disaster discovery plan if I have cyber insurance to bail me out?\u2019 But here\u2019s the thing. Insurance will never cover you for failing to keep up with the latest cyber risks.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you want <a href=\"https:\/\/www.policybee.co.uk\/cyber-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">cyber insurance<\/a>, you\u2019ll need to prove to insurers that you\u2019re taking <ins><a href=\"https:\/\/ico.org.uk\/for-organisations\/advice-for-small-organisations\/whats-new\/blogs\/11-practical-ways-to-keep-your-it-systems-safe-and-secure\/\" target=\"_blank\" rel=\"noreferrer noopener\">every precaution necessary<\/a><\/ins> to protect your business from cyber-attacks.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You can also add something called business interruption insurance to your cyber insurance. This kicks in when a cyber-attack stops you from trading. It\u2019ll pay to keep your business ticking over until you\u2019re back on your feet.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Extremely valuable then. But if you want it, you\u2019re going to need a disaster recovery plan. Because, yet again, an insurer won\u2019t cover you unless they can see you\u2019re doing as much as you can to help yourself.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">So, if you don\u2019t have a decent disaster recovery plan, now\u2019s the time to make one. Insurers can refuse to cover you if there are pitfalls in your future planning.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Some <a href=\"https:\/\/www.policybee.co.uk\/professional-indemnity-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">professional indemnity<\/a> policies might require you to have a disaster recovery plan, too. If you\u2019re an IT company, for example.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you\u2019d like to find out more about <a href=\"https:\/\/www.policybee.co.uk\/cyber-insurance\">cyber<\/a>, <a href=\"https:\/\/www.policybee.co.uk\/professional-indemnity-insurance\">professional indemnity<\/a>, or business interruption insurance, you can call us on <strong>0345 222 5391<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Image used under license from iStock.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a id=\"_msocom_1\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>We know it\u2019s not good to have negative thoughts&#8230;but in business, sometimes it\u2019s necessary. Because all the positive thinking in the world can\u2019t stop some unexpected catastrophes from happening. A disaster recovery plan is a document that outlines exactly how &hellip; <a href=\"https:\/\/www.policybee.co.uk\/blog\/what-is-a-disaster-recovery-plan\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":14,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[288,290,132],"tags":[144,300,158,150,140],"class_list":["post-24539","post","type-post","status-publish","format-standard","hentry","category-cyber-insurance","category-self-employed-and-freelance-advice","category-small-business-advice","tag-business-interruption-insurance","tag-cyber-insurance-2","tag-cyber-insurance","tag-managing-risk","tag-running-a-business"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\r\n<title>What is a disaster recovery plan?<\/title>\r\n<meta name=\"description\" content=\"Want to protect your business? 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Find out what a disaster recovery plan is, how to create one, and how it&#039;ll help you big time in the long run.\" \/>\r\n<meta property=\"og:url\" content=\"https:\/\/www.policybee.co.uk\/blog\/what-is-a-disaster-recovery-plan\" \/>\r\n<meta property=\"og:site_name\" content=\"PolicyBee news and risk advice\" \/>\r\n<meta property=\"article:published_time\" content=\"2024-03-14T13:18:05+00:00\" \/>\r\n<meta property=\"article:modified_time\" content=\"2026-03-18T15:57:43+00:00\" \/>\r\n<meta property=\"og:image\" content=\"https:\/\/www.policybee.co.uk\/blog\/wp-content\/uploads\/2024\/02\/disaster-recovery-plan-istock-edit.png\" \/>\r\n\t<meta property=\"og:image:width\" content=\"600\" \/>\r\n\t<meta property=\"og:image:height\" content=\"300\" \/>\r\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\r\n<meta name=\"author\" content=\"Steph Harris\" \/>\r\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\r\n<meta name=\"twitter:creator\" content=\"@PolicyBee\" \/>\r\n<meta name=\"twitter:site\" content=\"@PolicyBee\" \/>\r\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Steph Harris\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\r\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/what-is-a-disaster-recovery-plan#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/what-is-a-disaster-recovery-plan\"},\"author\":{\"name\":\"Steph Harris\",\"@id\":\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/#\\\/schema\\\/person\\\/fe5ce22cdcac2d1dde63c139a77dd059\"},\"headline\":\"What is a disaster recovery plan?\",\"datePublished\":\"2024-03-14T13:18:05+00:00\",\"dateModified\":\"2026-03-18T15:57:43+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/what-is-a-disaster-recovery-plan\"},\"wordCount\":1139,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/what-is-a-disaster-recovery-plan#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/02\\\/disaster-recovery-plan-istock-edit.png\",\"keywords\":[\"business interruption insurance\",\"cyber insurance\",\"cyber liability insurance\",\"managing risk\",\"running a business\"],\"articleSection\":[\"Cyber insurance\",\"Self-employed &amp; freelance advice\",\"Small business advice\"],\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/what-is-a-disaster-recovery-plan#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/what-is-a-disaster-recovery-plan\",\"url\":\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/what-is-a-disaster-recovery-plan\",\"name\":\"What is a disaster recovery plan?\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/what-is-a-disaster-recovery-plan#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/what-is-a-disaster-recovery-plan#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/02\\\/disaster-recovery-plan-istock-edit.png\",\"datePublished\":\"2024-03-14T13:18:05+00:00\",\"dateModified\":\"2026-03-18T15:57:43+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.policybee.co.uk\\\/blog\\\/#\\\/schema\\\/person\\\/fe5ce22cdcac2d1dde63c139a77dd059\"},\"description\":\"Want to protect your business? 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