Say hello to better small business insurance

Hassle-free protection for freelancers, sole traders and limited companies – with priceless advice and award-winning service thrown in.

Feefo gold trusted service

Every year, over 20,000 businesses trust our protection

Our clients aren't insurance experts. They don't need to be because they know we are. Us looking out for you means you'll spend less time doing insurance and more time doing business. Whether you whizz through online or talk it through with the team, you'll get everything you need and nothing you don't.

Small business insurance has never been so easy.

Speedy service
Paperless is effortless
No hidden costs
Zero admin fees and no-interest payments
No call centre
Real office, real people, real easy
No jargon
Shred your dictionary

Small business insurance for what you do

Photographers
Marketing agencies
Business consultants
Teachers
IT & technology
Architects
Accountants
Virtual assistants
Online retailers
Engineers
Estate agents
IT contractors
Videographers
Designers and illustrators
Hairdressers
Complimentary therapists
Health and safety consultants
Project managers

Insurance for charities, not-for-profits & community groups

Concentrate on your good cause and get the right cover for your organisation, whether you're large, small, grass-roots or anything in between. We help charities, not-for-profits and community groups find the cover they need, including trustees insurance and public liability insurance.

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What our customers say…

I found the whole process very easy
17 January 2019
Simple, straightforward and easy to understand
14 January 2019
I spoke to Catherine for a quote for public liability for our community based group - she was able to supply this after just a few questions with regard to the running of the group and their various activities. The quote was immediately sent to my email address which enabled me to forward this to the volunteer committee who decided this was just perfect for our needs. Catherine sent a further email asking if I had received the quote and whether there was anything else she could do for us. I accepted the quote and paid for the policy with our community group debit card and immediately received confirmation of the payment and a copy of the policy. This is 5 star service - thank you.
12 January 2019
PolicyBee make things simple. Great staff.
12 January 2019
It was very quick and cheap. I needed insurance in place and of a very specific nature and was able to implement it without long conversations and phone calls. All documents straight to my inbox. I would like to have seen the dates of the pay schedule straight away, my only small and relatively unimportant constructive criticism.
11 January 2019
when I looked around, never found good prices that work for many things that we have got now.
we are so glad to be in the right hand and having peace of mind that our business is covered with an affordable amount that has many covers.

Great to be with you.
Alfred
11 January 2019
Average customer rating:

PolicyBee exists because small business insurance could, and should, be better.

I started the UK's first quote-and-buy-online small business insurance broker in 1998. My own cover was complicated and time-consuming to sort and I figured there must be another way.

So, we've made your insurance easy to read and hassle-free to buy. Call us and you'll talk to bright, knowledgeable people who have your interests at heart. We'll be with you from helping you choose your cover right through to fighting your corner if you claim.

It's all part of doing insurance better. Join us and see how.

Iain Hatfield
CEO, PolicyBee

What business insurance do you need?

Dealing with claims takes time, money and legal know-how. You might have enough of one but you'll need lots of all three if it's your unlucky day.

If things do go wrong, business insurance pays your legal costs, picks up your repair bills and covers any compensation. You're free to keep running your business, safe in the knowledge you'll still have one when it's all over.

Professional indemnity insurance

Covers you if you make a mistake or if an unhappy client says you've not done what was agreed – regardless of whether you're actually at fault. It pays for your legal defence, pays to fix whatever's wrong, and pays any compensation. Essential cover for your reputation (and your bank balance).

Public liability insurance

Covers you if someone – anyone – claims your business has injured a person or damaged their property. It pays to defend you and compensates the person claiming. Perfect protection against ‘where there's blame there's a claim'.

Employers' liability insurance

Covers allegations and claims made by staff that your business has made them ill or injured them. Legally, any UK business with employees has to have employers' liability insurance. ‘Employees' in this case includes volunteers, temps, work experience kids and even people lending a hand.

Cyber insurance

Covers the time and money needed to put your business back together following a cyber-attack. This includes the costs of repairing hardware and restoring data, compensating customers, and covering lost income when you're offline.


Prefer to talk?

Call us and a real person answers. No call centre, no phone menu, no scripts. Just friendly, helpful advice from a business insurance professional.

We're here Monday to Friday, 9 to 5.30.

0345 561 0320

Catherine Roberts
Account Executive
Jane Aldous
Customer Service and
Claims Team Leader
Kerri-Ann Hockley
Head of Customer Service
Yasin Akdemir
Account Executive
Zoe Langford
Assistant Account Executive

The School of Risk

Everything you need to know about small business insurance - straight from our insurance experts.

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