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Insurance for translators and interpreters

This doesn’t need decoding: cover your work and your reputation with translators’ and interpreters’ insurance.

Quote online in less than 2 minutes

Professional indemnity
from £8.62 a month for £100,000 cover

Professional indemnity insurance defends you against claims of negligence, breach of confidentiality, dishonesty, libel and slander. We offer up to £10,000,000 cover.

Public liability
£4.20 a month
£1,000,000 for physical damage and injuries caused by your business
Employers’ liability
£3.50 a month
£10,000,000 legally required cover for employers
Based on an annual income of up to £25,000. All prices include IPT at 12%. Quote online for turnovers up to £2,000,000, or call and talk to an expert.
Protection explained

Even a minor miscommunication can be disastrous. Make a mistake and, if it costs your clients, you’ll hope they don’t want to shoot the messenger.

If there is a problem, translators’ and interpreters’ professional indemnity insurance fights your corner, pays your costs and compensates your client. It’s protection you can’t do without – just take our word for it.

Why do translators need professional indemnity insurance?

You don’t.

It’d be great if we could say that and mean it. But we can’t.

Mistakes happen, accusations are made, solicitors get involved and clients want payback. Rightly or wrongly these things happen every day and, sooner or later, you could be on the receiving end.

A claim won’t go away if you ignore it. And there are no shortcuts. You have to Do Something About It.

So, you need professional indemnity insurance because you have a business to run; because you have limited funds; because you’re not legally trained; and because your reputation matters.

What else is there?

How much professional indemnity insurance do I need?

Professional indemnity insurance protects your business. No one else’s.

So you have to decide what level of cover is enough for you. Consider what you do, who you do it for and how much it’s worth. Think about worst-case scenario and what could go wrong. What’s the most expensive mistake you could make (or be accused of making)?

Always bear in mind that you can’t have too much cover. Your legal defence can cost many tens of thousands of pounds – and that’s before the compensation bill from your client arrives. Your level of cover has to be enough to cover all of this.

It’s a tricky one to get right. Have a read of this guide or call us if you need more help.

What does professional indemnity insurance cover?

Negligence claims and allegations made against you by clients and third parties, because of mistakes you’ve made and things you’ve failed to do.

Specifically (but depending on the policy wording):

Defamation

Intellectual property infringement

Loss of documents or data

Negligent misrepresentation or misstatement

Employee dishonesty

Virus transmission

Breach of confidentiality

Failure of third-party equipment

But that’s not all. Some professional indemnity policies can fix a mistake before your client is even aware of it, thereby preventing a claim in the first place.

Clever stuff.

What else do I need?

Public liability insurance is for when you go out and about on business, or have visitors to your office. It’s for claims of physical damage to property and people. Useful if you’re clumsy.

Employers’ liability insurance covers your business if an employee sues it for damages. Claims are usually because they’ve suffered injuries and illnesses as a consequence of working for you. It’s a legal requirement for UK businesses with employees.

Office and property insurance covers the things in your office (furniture, plants, fixed IT equipment etc) and portable insurance covers gadgets and technical equipment away from the office (laptops, tablets, projectors etc). If you’re not sure it’s worth insuring, add it all up – it’s probably worth more than you think.

Business interruption insurance means you can still work when your office is out of action. Be it flood, fire or flea infestation, you’re covered for the costs of setting up elsewhere and for any lost revenue in that time.

Directors’ and officers’ insurance covers your company bosses. Anyone from regulators to shareholders to competitors can accuse you of not running a business with due care. Worse, directors are personally liable for their actions. The good thing is this insurance covers your defence costs and any compensation you have to pay. So you can put away your chequebook.

Why choose us?

Nous excellons dans notre domaine.

Wir sind Experten.

Básicamente somos superhéroes.

That’s right. We’re really good at what we do. Because it’s all we do. We’re always working hard, trying to find the right insurance for small businesses and freelancers like you.

Our team of friendly advisers are here to chat with you about any insurance-related questions you might have. No phone menus, no jargon. Just straightforward, honest advice.

Or if you prefer the digital route, you can get a quote and buy your policy online. It’s totally hassle-free and will only take you a few minutes.

What more do you need?

How about a free ‘I’m insured’ badge and a reward for recommending us.

Oh, and don’t forget to read our customer feedback. It’s pure gold... platinum actually.

What our customers say...
★★★★★
So far it’s been great . A friend recommended me so we will get a bonus each for that too which is nice. All has been very Simple. Hopefully if i ever have to claim ( hopefully not) it will be simple too .
Interpreting
12 March 2024
★★★★★
Worked efficiently and promptly
Charity/not-for-profit organisation
17 March 2024
★★★★★
Really easy to get a quote, great value, and great cover.
Charity/not-for-profit organisation
16 March 2024

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0345 561 0320
Catherine Roberts
Account Executive
Sarah Adams
Sales Team Leader
Yasin Akdemir
Senior Account Executive
Sian Adams
Medical Malpractice Team Leader
Zoe Langford
Account Executive