About PolicyBee

PolicyBee LLP is an independent, professional insurance broker based in Suffolk. We provide dedicated insurance services and products to consultancies, freelancers and contractors.

Nothing too unusual about that you might say - and you'd be right - but you'll find it's the way we go about it that sets us apart.

Our website is quick and painless to use and it's packed with useful, jargon-free information.

If you prefer talking to someone, we're not a call centre; we're knowledgeable, experienced people happy to give you all the advice you need.

Put simply, we're committed to being an accessible, easy-to-work-with expert and a trusted ally of yours (with the occasional surprise and delight thrown in for good measure). It's a principle that underpins everything we do.

We think doing things this way is worth it because it makes a difference to you. We're sure that can only be a good thing and we hope you'll think so too.

So why choose us?

Naturally, we think you should choose to get your business insurance from us because we're jolly decent people who enjoy providing a great service.

But perhaps you'd like to know a little more on the credibility front? Here goes.

You're in good company

We specialise in insurance for professionals - that's all we do.

It means that we're focused on the needs of independent people and independent businesses - we've spent years understanding them and finding out what they want from an insurance provider.

Our team has over 10 years experience of arranging this type of insurance (our roots go right back to the very first online commercial insurance broker in the UK).

You'll find we're a bunch of bright, knowledgeable people who speak your language and understand what you need - even if you don't!

Quality cover, expert help

We only provide specialist policies from reputable insurers who understand what you do. This means that you get the cover that's appropriate for your business, and you don't pay for cover that you don't need.

It also means that if you do make a claim, it's handled by people who understand your business, who use their extensive experience to fight your corner, and who understand that the important thing for you is being able to get on with your business.

Convenience at your fingertips

We're switched on. We like doing business digitally, as do many of our clients. It makes us faster and more efficient (we're not weighed down by racks of dusty brown files) and it means that you can communicate with us in the way that suits you best.

It also means that you can sort out your policy over the web out of hours. That way, you don't waste valuable working time dealing with something as boring as insurance (see, we're honest too).

About the insurers we use

Individual insurer's financial strength is given a rating by various financial intelligence organisations (like Standard and Poors, A.M. Best, and Fitch). It's a bit like a credit score and provides a means for brokers and policyholders to assess any given insurer's level of security and its ability to pay claims.

The ratings themselves sound rather like school grades. For example, you might see 'rated as A+ (Superior) by A.M. Best' or 'rated as B++ (Good) by Fitch' noted somewhere on insurers' websites.

We only work with credible, highly-rated insurers: Hiscox Insurance Company and W.R. Berkley (Europe) Ltd provide the insurance you can buy on our website. They’re both market leaders in professional indemnity and business insurance, and they’re both rated 'A' (Excellent) by A.M. Best.

If neither of these two can cover you, we can source alternative, specialist cover from a range of similarly reliable insurers including Manchester Underwriting, Catlin, Royal & Sun Alliance, HCC, CFC Underwriting, Groupama and, of course, the Lloyd's market.