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Advice, News & Know-how

Here's where we lift the lid on insurance and explain it all simply.

There's essential help with how best to protect your business or not-for-profit. Plus, useful advice on running your organisation and life as a freelancer.

What’s retroactive cover?

Retroactive cover bolts on to your professional indemnity and picks up claims arising from work you did before the policy started. Clever stuff. Here's how.

Why HR consultant insurance is the resource you really need

When you're busy thinking about other people, it's easy to forget about yourself. Here’s how HR consultant insurance puts your interests first.

Selling products online: what can go wrong?

Online selling: a hassle-free way to run a shop or a commercial nightmare waiting to happen? Well, a bit of both actually. Here's why ...

The difference between freelancers and subcontractors

Freelancer or subcontractor? What's the difference? Does it matter? It does if you use either and want to call on your professional indemnity insurance.

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What level of professional indemnity insurance do I need?

Not sure what level of professional indemnity insurance to get? Here are ten easy steps to help you work out how much cover is right for you.

Professional indemnity or public liability insurance?

Professional indemnity or public liability insurance? What do they do and which one do you need? Both, probably. Here's why.

Your professional indemnity insurance: can you work internationally?

Clients abroad? Then your professional indemnity insurance may not cover you. Find out about geographical and jurisdictional limits and why they matter.

How much professional indemnity insurance do I need?

Deciding how much professional indemnity cover you need can be tricky. How do you work it out? What do you have to think about? Here's a helping hand.

Are you prepared for a cyber-attack? Our survey says no

Our survey showed most small businesses aren't savvy enough about cybercrime. Here's why you should protect your business from cyber-attacks and how.

How much professional indemnity insurance is enough?

Wondering how much professional indemnity insurance you should get? Here's what you need to know about choosing the right level of cover.

Does your business insurance have hidden benefits?

Not all surprises are nice. But surprise business insurance benefits hidden within your policy documents aren't to be sniffed at. Here's what to look for:

What’s employment practices liability insurance (EPLI)?

Employee disputes can happen despite your best efforts. If you're threatened with legal action, employment practices liability insurance has your back.