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Business insurance explained

Mistakes can cost you dear in more ways than one. Professional indemnity insurance protects your business and your bank balance if things go pear-shaped.
Accidents happen and people and property get damaged. Public liability helps pick up the pieces if someone claims against your business for a trip, slip, or other mishap.
No two ways about it. If you have staff or helpers, the law says you need employers’ liability insurance. It protects both them and your business, so it’s a win-win.
Hackers can cripple your systems or steal your data in a couple of clicks. Cyber insurance pays for the clear-up and gets you back up and running again quickly.
Equipment that’s unexpectedly damaged, lost or stolen, can grind business to an expensive halt. Office insurance pays to repair or replace it pronto.
An accusing finger pointing in your direction can cost you personally. Director’s insurance makes sure your decision-makers’ personal finances stay protected.
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