Limited company insurance

Limited company = limited risk, right?

Wrong.

Protecting your business is a big responsibility but it doesn’t have to be a big issue. Insurance for limited companies is the easy, no-hassle, sleep-soundly way to do it.

Here’s what to think about:

Most limited companies have staff and, for those that do, employers’ liability insurance is non-negotiable. For damages to other people (clients, visitors) and their property, public liability insurance covers it.

If you use email, store customer data electronically or run your own website, you’re a target for cyber criminals. The consequences of a hack or breach can cripple any business, and getting back on your feet takes more than a call to your IT helpdesk. Damage limitation, tech investigation and reputation protection are expensive, specialist areas covered by cyber and data insurance.

As far as your work goes, mistakes, misjudgements and misunderstandings are inevitable. Sorting out problems like these, while keeping clients onside, takes time and money. Professional indemnity insurance saves both by fixing what’s wrong, compensating out-of-pocket people and doing the legal legwork.

Light fingers and butter fingers can cause mayhem with expensive equipment. With office contents, tech and portable equipment insurance you’ll have replacements quicker than you can say ‘where’s my pen?’.

There’s almost no part of your business you couldn’t protect. And when you’ve invested time, money and effort building it up, there’s almost no part of your business you shouldn’t protect. Insurance limits your risk, not your ambition.