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Self-employed insurance

Supercharge your confidence and protect your work, your reputation and your bank balance.

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Professional indemnity insurance
from £8 a month for £100,000 cover

Covers the costs of fixing your mistakes, and defends you against allegations you’ve not done your job properly. A must-have for business with paying clients.

addPublic liability insurance
£4.20 a month
£1,000,000 for physical damage and injuries caused by your business
addCyber insurance
£10.70 a month
£100,000 for hacks, breaches and data loss
Based on an annual income of up to £25,000. All prices include IPT at 12%.
Quote online for turnovers up to £500,000, or call and talk to an expert.
Self-employed insurance

Unfortunately, risk doesn’t reduce with the size of your business. Being self-employed doesn’t mean you’re less likely to deal with potentially expensive or time-consuming problems. But it does mean you’re more likely to need help if something goes wrong.

That help is quickest, cheapest and easiest when it’s in the form of insurance. So, if that’s the answer, the question is what insurance do self-employed people need?

There are three main things to consider: what you do, who you do it with and what you use to do it.

What you do is covered by professional indemnity insurance. Mistakes and misunderstandings cause time-consuming, reputation-ruining, expensive problems. Save your money, your time, your sanity and your good name by letting your policy do the fixing, advising and compensating.

Who you do it with is covered by public liability insurance. A loose step or a spilt tea can cause expensive problems for you to put right. Your policy pays to fix damage to people or property caused by you – wherever you are. If you have people working for you – paid or unpaid, temporary or permanent – employers’ liability insurance is compulsory.

What you use to do it is covered by contents and tech equipment insurance. Your stuff is easily lost, stolen or broken, especially when you’re out and about. Being without essential gear causes problems with workload and client expectations, and replacing it takes time and money. Insuring it is cheaper, quicker and easier.

The biggest problem with being on your own is being on your own. A serious injury or illness that means you can’t work could spell financial disaster. Personal accident insurance means, even if you’re self-employed, you get help to keep your business going and your medical bills paid.

Read what our customers say about us
Very friendly and helpful service
Masseur
19 November 2019
Amy was very helpful and we got a much better quote than with another broker
Michelle,
Community Group
18 November 2019
Easy to do - straight forward - set up with no issues.
Virtual Assistant
16 November 2019
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Jane Aldous
Customer Service and Claims
Team Leader