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Contractors' insurance

Hassle-free protection for you and your business, wherever you are.

Quote online in less than 2 minutes

Professional indemnity insurance
from £8 a month for £100,000 cover

Covers the costs of fixing your mistakes, and defends you against allegations you’ve not done your job properly. A must-have for business with paying clients.

addPublic liability insurance
£4.20 a month
£1,000,000 for physical damage and injuries caused by your business
addCyber insurance
£10.70 a month
£100,000 for hacks, breaches and data loss
Based on an annual income of up to £25,000. All prices include IPT at 12%.
Quote online for turnovers up to £500,000, or call and talk to an expert.
Insurance for contractors

The more clients you work with, the greater the risk there is of something going wrong.

Insurance for contractors means you can keep on your toes without looking over your shoulder.

Start with these:

Professional indemnity insurance covers mistakes, misunderstandings and complaints about your work. If there’s a problem and a client says you’ve cost them money, they can claim against you for their loss. Allegations like these – whether justified or not – take time, money and legal expertise to sort out. Contractors’ professional indemnity insurance is deep pockets, an expert solicitor and an arm around your shoulder – paying costs, compensation and keeping your reputation intact.

Public liability insurance is useful when you’re out and about at clients’ offices – a normal day for most contractors. If there’s an accident, it’s your fault and someone gets hurt or something’s damaged, you’re liable and you’ll have to pay. Protect your bank balance with cover that pays your costs and any compensation.

Portable equipment insurance is essential for contractors. If you’re not using client equipment, your laptop is your tool of the trade. Damaged, lost or stolen tech equipment isn’t just inconvenient and expensive – it could scupper a deadline too. Protect your gear and you protect your livelihood.

Cyber and data insurance covers damage limitation, tech investigation and reputation protection after a hack or data breach. If you use email, store customer data electronically or run your own website, you’re a target for cyber criminals. Make sure you’re one step ahead.

Personal accident insurance pays to do your work even if you can’t. If you’re unlucky enough to suffer a serious injury or illness, this covers your medical bills, your livelihood and helps you keep clients onside.

What our customers say...
The advice given was very helpful in relation to my position as being semi retired
Architectural Technician
29 March 2020
Everything was very clear and easy to follow.
Charity/not-for-profit organisation
26 March 2020
Great service and price for our professional indemnity cover. The agent we dealt with was very knowledgeable and helpful.
Data Protection Advice
21 March 2020

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Call us and a real person answers. No call centre, no phone menu, no scripts. Just friendly, helpful advice from a business insurance professional.

We're here Monday to Friday, 9 to 5.
0345 561 0320
Catherine Roberts
Account Executive
Jane Aldous
Customer Service and Claims
Team Leader
Kerri-Ann Hockley
Head of Customer Service
Yasin Akdemir
Account Executive
Zoe Langford
Assistant Account Executive