Phone icon
Menu icon
Professional insurance
with a personal touch
We're open as usual
0345 561 0320
Mon-Fri, 9am-5pm, local rate & mobile friendly

Architects' PI insurance

If your work doesn’t stand the test of time, we’re here to cover it. Protect your business and your reputation with architects’ professional insurance.

Quote online in less than 2 minutes

Or speak to a friendly expert on 0345 561 0320

Professional indemnity insurance for architects

from £17.52 a month for £250,000 cover

Professional indemnity insurance defends you against claims of negligence, breach of confidentiality, dishonesty, libel and slander. We offer up to £2,000,000 cover.

addPublic liability
£3.73 a month
£1,000,000 for physical damage and injuries caused by your business
addEmployers’ liability
£3.73 a month
£10,000,000 legally required cover for employers
Based on an annual income of up to £25,000. All prices include IPT at 12%.
Quote online for turnovers up to £100,000, or call and talk to an expert.
Bricks and mortified

Make a mistake and it’s hard not to be reminded of it. Buildings tend to be permanent, along with any glaring errors. Finger-pointing clients won’t go away either.

But spending time and money clearing your name isn’t part of your grand design. Thankfully, architects’ PI insurance means it doesn’t have to be.


What insurance do architects need?

Professional indemnity insurance is a must for architects.

Public liability insurance (for third-party physical damage or injury claims against you) is useful if you go out and about. As is portable equipment cover.

Oh, and if you have employees the law says you need employers’ liability insurance too.

Is your insurance industry-compliant?

Yes. If that’s what you need.

The insurers we work with have made sure that their wordings meet ARB, RTPI and CIAT requirements.

Another box ticked, then.

What level of cover do architects need?

There’s no easy answer to this question.

ARB members have to have at least £250,000 professional indemnity insurance.

RTPI members fall under these guidelines:

Annual fee income below £40k: £100,000 minimum level of cover.

Annual fee income £40k - £199,999: two and a half times gross annual income.

Annual fee income £200k or more: £500,000 minimum level of cover.

However, all architects should assess the individual risk levels of their business when buying cover. Generally, it makes sense to buy as much as you can afford.

For more help on what to consider, read this guide to choosing your level of cover.

What is architects’ run-off cover? And do I need it?

Run-off cover is insurance that starts when you stop trading. Potential problems with your past work don’t go away just because you’re no longer in business - you can still be held liable for defects and negligence. Run-off cover protects you against claims arising from work you’ve already done.

Generally, architects should have it for at least six years. It's advisable for all architects who are sole traders to get some when they retire. If you’re retiring from part of a firm that’s still trading, their professional indemnity insurance should continue to cover your work.

Why should I buy my insurance from you?

Glad you asked.

The simple answer is: we know what we’re doing. Professional insurance is all we do so we know what you need, even if you don’t.

We also know that buying insurance can be, well, a bit of a pain. So we make sure getting yours is quick and hassle-free.

We do all that while treating you like a human being, too. You won’t find a call centre here. Or a phone menu. And we’ve banned nonsense insurance jargon.

Anything else? Well, there’s the great stuff you get, such as 20% off everything at MOO. We have an ‘I’m insured!’ badge for your website too – perfect for the professional professional.

Also, we’ll give you money each time you recommend us.

If you’re after a second opinion, have a look at our customers’ feedback. They’re the ones you should really listen to.

What our customers say...
The advice given was very helpful in relation to my position as being semi retired
Architectural Technician
29 March 2020
Hard to get through on phone but once I spoke to an advisor they were very helpful, online application straughtforward
Architectural Design
3 March 2020
So fast, concise and efficient. Made a daunting job so easy. Will definitely be recommending to all.
Architect
28 January 2020

Prefer to talk?

Call us and a real person answers. No call centre, no phone menu, no scripts. Just friendly, helpful advice from a business insurance professional.

We're here Monday to Friday, 9 to 5.
0345 561 0320
Catherine Roberts
Account Executive
Jane Aldous
Customer Service and Claims
Team Leader
Kerri-Ann Hockley
Head of Customer Service
Yasin Akdemir
Account Executive
Zoe Langford
Assistant Account Executive