Phone icon
Menu icon
Professional insurance
with a personal touch
We're here to help
0345 561 0320
Mon-Fri, 9am-5.30pm, local rate & mobile friendly

Architects' PI insurance

If your work doesn’t stand the test of time, we’re here to cover it. Protect your business and your reputation with architects’ professional insurance.

Quote online in less than 2 minutes

Get your quote

Or speak to a friendly expert on 0345 561 0320

Professional indemnity insurance for architects

from £17.52 a month for £250,000 cover

Professional indemnity insurance defends you against claims of negligence, breach of confidentiality, dishonesty, libel and slander. We offer up to £2,000,000 cover.

addPublic liability
£3.73 a month
£1,000,000 for physical damage and injuries caused by your business
addEmployers’ liability
£3.73 a month
£10,000,000 legally required cover for employers
Based on an annual income of up to £25,000. All prices include IPT at 12%.
Quote online for turnovers up to £100,000, or call and talk to an expert.
Bricks and mortified

Make a mistake and it’s hard not to be reminded of it. Buildings tend to be permanent, along with any glaring errors. Finger-pointing clients won’t go away either.

But spending time and money clearing your name isn’t part of your grand design. Thankfully, architects’ PI insurance means it doesn’t have to be.


What insurance do architects need?

Professional indemnity insurance is a must for architects.

Public liability insurance (for third-party physical damage or injury claims against you) is useful if you go out and about. As is portable equipment cover.

Oh, and if you have employees the law says you need employers’ liability insurance too.

Is your insurance industry-compliant?

Yes. If that’s what you need.

The insurers we work with have made sure that their wordings meet ARB, RTPI and CIAT requirements.

Another box ticked, then.

What level of cover do architects need?

There’s no easy answer to this question.

ARB members have to have at least £250,000 professional indemnity insurance.

RTPI members fall under these guidelines:

Annual fee income below £40k: £100,000 minimum level of cover.

Annual fee income £40k - £199,999: two and a half times gross annual income.

Annual fee income £200k or more: £500,000 minimum level of cover.

However, all architects should assess the individual risk levels of their business when buying cover. Generally, it makes sense to buy as much as you can afford.

For more help on what to consider, read this guide to choosing your level of cover.

What is architects’ run-off cover? And do I need it?

Run-off cover is insurance that starts when you stop trading. Potential problems with your past work don’t go away just because you’re no longer in business - you can still be held liable for defects and negligence. Run-off cover protects you against claims arising from work you’ve already done.

Generally, architects should have it for at least six years. It's advisable for all architects who are sole traders to get some when they retire. If you’re retiring from part of a firm that’s still trading, their professional indemnity insurance should continue to cover your work.

Why should I buy my insurance from you?

Glad you asked.

The simple answer is: we know what we’re doing. Professional insurance is all we do so we know what you need, even if you don’t.

We also know that buying insurance can be, well, a bit of a pain. So we make sure getting yours is quick and hassle-free.

We do all that while treating you like a human being, too. You won’t find a call centre here. Or a phone menu. And we’ve banned nonsense insurance jargon.

Anything else? Well, there’s the great stuff you get, such as 20% off everything at MOO. We have an ‘I’m insured!’ badge for your website too – perfect for the professional professional.

Also, we’ll give you money each time you recommend us.

If you’re after a second opinion, have a look at our customers’ feedback. They’re the ones you should really listen to.

Read what our customers say about us
So fast, concise and efficient. Made a daunting job so easy. Will definitely be recommending to all.
Marisa,
Architect
28 January 2020
Quick cover, great response to changes to policy and value for money
Architect
3 September 2019
Excellent. Incredibly straightforward and quick to arrange. Which is just what you need to get basic cover.
James Basil,
Architecture
25 August 2019
Prefer to talk it through?

We’re here Mon-Fri, 9-5.30.

Give us a ring on
0345 561 0320

Or ask us to ring you

Sarah Adams
Senior Account Executive