Personal trainer insurance

Treatment and professional liability
from
£7
 a month
 for £250,000 cover

This all-in-one cover for personal trainers includes:

Malpractice – for bodily injury, illness or death of clients caused by your negligence
Indemnity – for breach of care, confidentiality, or dishonesty

Can’t see what you need? Call us on and we’ll talk it through.

+ Public liability
£5.60
 a month
£1,000,000 for physical damage and injuries caused by your business and the products you supply
+ Studio cover
£3.27
 a month
£5,000 of your business items and equipment
Get your quote
Based on an annual income of up to £25,000. All prices include IPT at 12%.
Quote online for turnovers up to £500,000, or call and talk to an expert.
Level the playing field

Your clients want to feel the burn.

But that’s all they want to feel. They certainly don’t want the fracture, strain or snap, too.

Your expertise is in pushing people to the limit – and knowing where that limit is. Go over it and things can very quickly go bad. A client unable to work because they’ve been injured at your class, for example, could justifiably claim against you for compensation.

And claims are bad news. You’ll need to spend time and money fighting your corner, while running your business and protecting your reputation. That’s more mentally and physically demanding than you think.

Insurance for fitness instructors and sports therapists fights your corner. It gives you legal clout by paying for a solicitor to defend you and, if you’re found liable, picks up the tab for any compensation too. Our all-in-one policy covers you for bodily injury claims, as well as for professional negligence.

What’s covered:

  • Aerobics
  • Sports therapy
  • Yoga
  • Personal training
  • Boxercising
  • Circuit training
... and more

Why should I buy my insurance from you?

Glad you asked.

The simple answer is: we know what we’re doing. Small business insurance is all we do so we know what you need, even if you don’t.

We also know that buying insurance can be, well, a bit of a pain. So we make sure getting yours is quick and hassle-free.

We do all that while treating you like a human being, too. You won’t find a call centre here. Or a phone menu. And we’ve banned nonsense insurance jargon.

Anything else? Well, there’s the great stuff you get, such as 20% off everything at MOO. We have an ‘I’m insured!’ badge for your website too – perfect for the professional professional.

Also, we’ll give you money each time you recommend us.

Plus, every insurance-related question you can think of is answered in our School of Risk, and you’ll get our quarterly risk advice email – ‘The Waggle’ – to help you avoid problems in the first place.

If you’re after a second opinion, have a look at our customers’ feedback. They’re the ones you should really listen to.

Read what our customers say about us
Rated 4.8/5 based on 2,620 reviews on Feefo
The whole process of setting up the policy was easy and straight forward. Eases the headache usually associated with sorting out new policies.
Joanne,
Occupational Health Consultancy
12 October 2018
It was quick, courteous and clear. Friendly and a good listener
Pam,
Exercise instructor
26 August 2018
Excellent customer service.
I took out personal training insurance and made an error. Emailed and it was sorted out ASAP. No fuss, no delays, really friendly and efficient.
Marc,
Sports therapist
11 August 2018
More advice from the School of Risk
What happens when I claim?
Do I need employers’ liability insurance for freelancers?
Insurance speak for beginners
Prefer to talk it through?

We’re here Mon-Fri, 9-5.30.

Give us a ring on 0345 561 0320

Or ask us to ring you

Zoe Langford
Assistant Account Executive