Personal trainer insurance

Pushing clients to the limit is good. Pushing them over it isn’t because that’s when people and things get broken. If that happens, protect your business and your reputation with insurance for personal trainers. It’ll never leave you sweating on a claim.

Quote online in less than 2 minutes

Get your quote

Treatment and professional liability

from £4.50 a month for £250,000 cover

This all-in-one cover for personal trainers includes:

Malpractice – for bodily injury, illness or death of clients caused by your negligence
Indemnity – for breach of care, confidentiality, or dishonesty

Can’t see what you need? Call us on and we’ll talk it through.

Public liability

£4.20 a month

£1,000,000 for physical damage and injuries caused by your business and the products you supply

Studio cover

£3.27 a month

£5,000 to replace business equipment you use

Get your quote

Based on an annual income of up to £25,000. All prices include IPT at 12%.
Quote online for turnovers up to £500,000, or call and talk to an expert.

Level the playing field

Your clients want to feel the burn.

But that’s all they want to feel. They certainly don’t want the fracture, strain or snap, too.

And claims are bad news. You’ll need to spend time and money fighting your corner, while running your business and protecting your reputation. That’s more mentally and physically demanding than you think.

Insurance for fitness instructors and sports therapists fights your corner. It gives you legal clout by paying for a solicitor to defend you and, if you’re found liable, picks up the tab for any compensation too. Our all-in-one policy covers you for bodily injury claims, as well as for professional negligence.

What’s covered:

Aerobics
Sports therapy
Yoga
Personal training
Boxercising
Circuit training
... and more

Why should I buy my insurance from you?

Glad you asked.

The simple answer is: we know what we’re doing. Small business insurance is all we do so we know what you need, even if you don’t.

We also know that buying insurance can be, well, a bit of a pain. So we make sure getting yours is quick and hassle-free.

We do all that while treating you like a human being, too. You won’t find a call centre here. Or a phone menu. And we’ve banned nonsense insurance jargon.

Anything else? Well, there’s the great stuff you get, such as 20% off everything at MOO. We have an ‘I’m insured!’ badge for your website too – perfect for the professional professional.

Also, we’ll give you money each time you recommend us.

If you’re after a second opinion, have a look at our customers’ feedback. They’re the ones you should really listen to.

Read what our customers say about us

Rated 4.8/5 based on 3,120 reviews on

Excellent service, quick, easy and able to answer questions asked around categories pretty easily. Would recommend.

Exercise instructor

19 January 2020

Pricing was clear and very reasonable. The level of cover is perfect for this industry and underwritten by Hiscox.

Rupert,
Sports therapist

24 November 2019

Customer service and information delivered in a thoroughly professional manner. The policy they found for me beat their nearest competitor in price, coverage and lower excess.

First Aid Training

24 June 2019

Be an insurance know-it-all

What happens when I claim?

Do I need employers’ liability insurance for freelancers?

Insurance speak for beginners

Get more expert advice

Prefer to talk it through?

We’re here Mon-Fri, 9-5.30.

Give us a ring on
0345 561 0320

Or ask us to ring you

Sarah Adams
Senior Account Executive