Personal trainer insurance

Essential package
from
£17.99
a month
Get a quote
Get a quote

This all-in-one cover for complementary therapies includes:

Malpractice – for bodily injury, illness or death of patients caused by your negligence
Indemnity – for breach of care, confidentiality, or dishonesty
Public liability – for property damage and bodily injury caused by your business
Product liability – for property damage and bodily injury caused by products you’ve supplied.

Can’t see what you need? Call us on and we’ll talk it through.

+ Studio cover
£3.27
a month
£5,000 of your business items and equipment
Studio insurance covers your business equipment and the things you sell against loss, theft and accidental damage.
Based on an annual income of up to £25,000. All prices include IPT at 12%.
Quote online for turnovers up to £500,000, or call and talk to an expert.

Level the playing field

Your clients want to feel the burn.

But that’s all they want to feel. They certainly don’t want the fracture, strain or snap, too.

Your expertise is in pushing people to the limit – and knowing where that limit is. Go over it and things can very quickly go bad. A client unable to work because they’ve been injured at your class, for example, could justifiably claim against you for compensation.

And claims are bad news. You’ll need to spend time and money fighting your corner, while running your business and protecting your reputation. That’s more mentally and physically demanding than you think.

Insurance for fitness instructors and sports therapists fights your corner. It gives you legal clout by paying for a solicitor to defend you and, if you’re found liable, picks up the tab for any compensation too. Our all-in-one policy covers you for bodily injury claims, as well as for professional negligence.

What’s covered:

  • Aerobics
  • Sports therapy
  • Yoga
  • Personal training
  • Boxercising
  • Circuit training
... and more

Why should I buy my insurance from you?

Glad you asked.

The simple answer is: we know what we’re doing. Small business insurance is all we do so we know what you need, even if you don’t.

We also know that buying insurance can be, well, a bit of a pain. So we make sure getting yours is quick and hassle-free.

We do all that while treating you like a human being, too. You won’t find a call centre here. Or a phone menu. And we’ve banned nonsense insurance jargon.

Anything else? Well, there’s the great stuff you get, such as 20% off everything at MOO. We have an ‘I’m insured!’ badge for your website too – perfect for the professional professional.

Also, we’ll give you money each time you recommend us.

Plus, every insurance-related question you can think of is answered in our School of Risk, and you’ll get our quarterly risk advice email – ‘The Waggle’ – to help you avoid problems in the first place.

If you’re after a second opinion, have a look at our customers’ feedback. They’re the ones you should really listen to.

More advice from the School of Risk

What happens when I claim?
Do I need employers’ liability insurance for freelancers?
Insurance speak for beginners
What our customers say ...
Very easy to find the cover I wanted and to put it in place. That ease of doing business is key to me.
An efficient, convenient service.
All aspects of contact, quotation and putting cover in place were exemplary.
Refreshingly straightforward approach; very good people to deal with.
PolicyBee gave me an unbeatable quote online. The process was so easy and I was insured within minutes.
Read more than 290 positive reviews on Feefo

Prefer to talk it through?

We’re here Mon-Fri, 9-5.30.
Give us a ring on 0345 561 0320.
Or ask us to ring you.
Laura Alcock
Account Executive