Being on the go runs the risk of your equipment being…gone. Protect the kit you carry about with you from loss, theft, or damage with portables insurance.
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You’re ready to roll. The satnav’s locked and loaded and you’ve got all the kit you need. It’s just a typical day.
But have you considered if something unexpected happens to your equipment when you're on the road? You drop your laptop and the screen smashes. Or you lose your phone. Somewhere. Could it have been nicked?
How are you going to get next week's jobs done?
Portable equipment insurance helps by paying to get your kit repaired or replaced so you can get back up and running around again.
That means dropping your specialist kit doesn't mean you have to drop some contracts. And damaging stuff doesn't equal a damaged reputation because you had to let a client down.
The quick answer is...anyone who takes valuable kit with them when they work away from their normal base.
So, that can include (in no particular order):
...you get the idea.
Portable equipment insurance covers the specialist business equipment you take with you when you're out and about.
So, if your kit’s accidentally lost, damaged or stolen, you're probably covered. And that's if you're anywhere in the UK. If you need EU or worldwide cover, you can add that too.
It's for laptops, mobile phones, tablets, projectors, cameras, camera equipment, events and exhibition equipment, etc. And if you hire equipment to assist you on a specialist job, you can cover that as well.
There isn't a straightforward answer to this. But here goes.
First, you'll need to work out how much cover you need. And how much you need will affect the cost of your insurance.
Total up the cost of replacing all your portable equipment, and don't leave anything off the list. That means laptops, tablets, phones, cameras – whatever you take around with you to do your job.
Once you've got a figure, the best way of finding out what you’ll pay is to get a quick quote. You can choose how much excess you want to pay too.
Here's a quick list:
Plus, there's our free advice hub full of helpful information for your business.
Call us and a real person answers. No call centre, no phone menu, no scripts. Just friendly, helpful advice from a business insurance professional.