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Portable equipment insurance

Being on the go runs the risk of your equipment being…gone. Protect the kit you carry about with you from loss, theft, or damage with portables insurance.

Quote online in less than 2 minutes

Portable equipment insurance
from £4.48 a month for £5,000 cover

Minimum policy premiums apply. All prices include IPT at 12%.
Reliable cover for the things you rely on

You’re ready to roll. The satnav’s locked and loaded and you’ve got all the kit you need. It’s just a typical day.

But have you considered if something unexpected happens to your equipment when you're on the road? You drop your laptop and the screen smashes. Or you lose your phone. Somewhere. Could it have been nicked?

How are you going to get next week's jobs done?

Portable equipment insurance helps by paying to get your kit repaired or replaced so you can get back up and running around again.

That means dropping your specialist kit doesn't mean you have to drop some contracts. And damaging stuff doesn't equal a damaged reputation because you had to let a client down.

Who needs portable equipment insurance?

The quick answer is...anyone who takes valuable kit with them when they work away from their normal base.

So, that can include (in no particular order):

  • Photographers and videographers
  • PR consultants
  • Interior designers
  • Property managers
  • Training consultants or tutors
  • HR consultants
  • Recruitment consultants
  • Health and safety execs
  • Events or exhibition organisers
  • Freelancers - graphic designers or copywriters, for example
  • Virtual assistants
  • IT contractors, software or web developers
  • Interpreters or immigration consultants
  • Accountants or bookkeepers
  • Hair and beauty professionals
  • Complementary therapists
  • Architects or surveyors
  • Marketing consultants
  • Management consultants

...you get the idea.

What does portable equipment insurance cover?

Portable equipment insurance covers the specialist business equipment you take with you when you're out and about.

So, if your kit’s accidentally lost, damaged or stolen, you're probably covered. And that's if you're anywhere in the UK. If you need EU or worldwide cover, you can add that too.

It's for laptops, mobile phones, tablets, projectors, cameras, camera equipment, events and exhibition equipment, etc. And if you hire equipment to assist you on a specialist job, you can cover that as well.

How much does portable equipment insurance cost?

There isn't a straightforward answer to this. But here goes.

First, you'll need to work out how much cover you need. And how much you need will affect the cost of your insurance.

Total up the cost of replacing all your portable equipment, and don't leave anything off the list. That means laptops, tablets, phones, cameras – whatever you take around with you to do your job.

Once you've got a figure, the best way of finding out what you’ll pay is to get a quick quote. You can choose how much excess you want to pay too.

Why should I buy my portable equipment insurance from you?

Here's a quick list:

  • We're professional insurance experts.
  • Being digital means getting your insurance is quick and hassle-free.
  • Your documents get delivered straight to your inbox.
  • We'll give you platinum-standard service (check out our Feefo feedback).
  • Plain English is our favourite kind of language - no jargon here.

And, as if that isn't enough, we'll give you an "I'm insured" badge for your website and a cash bonus each time someone you've recommended us to buys a policy.

Plus, there's our free advice hub full of helpful information for your business.

Advice, News & Know-how
What our customers say...
★★★★★
ezcellent fast efficient and saved me £60 a month from my previous insurer
Aesthetics
12 April 2024
★★★★★
Good service and product to serve our need, for an acceptable price.
Charity/not-for-profit organisation
11 April 2024
★★★★★
straightforward ordering process, only time will tell regarding the response if I ever have to claim. Fingers crossed I won't!
Photography
11 April 2024

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Call us and a real person answers. No call centre, no phone menu, no scripts. Just friendly, helpful advice from a business insurance professional.

We're here Monday to Friday, 9 to 5.
0345 561 0320
Catherine Roberts
Account Executive
Sarah Adams
Sales Team Leader
Yasin Akdemir
Schemes Team Leader
Sian Adams
Medical Malpractice Team Leader
Zoe Langford
Senior Account Executive