Microblading & SPMU insurance

What kind of insurance do I need for microblading?

Eyebrow shaping can deliver eye-opening results. And with microblading, you get to transform your clients’ brows into miniature works of art.

Although with clients in search of perfection, you need to get each and every treatment spot on…

Unfortunately, when you’re working with blades, tattoo guns, and pigments, there’s a risk of accidentally causing someone damage – both physically and psychologically. Or your client might accidentally damage themself (think slips, trips, and spills) and say it’s your fault.

Whatever the circumstances, if something goes wrong during a treatment and your client complains or even threatens to sue, you’ll need treatment and public liability insurance. It covers your legal costs and pays any compensation awarded as a result of the accident or your own negligence.

Apart from that, you’ll want employers’ liability insurance if you employ anyone – even if your staff are temporary or part-time. It’s the law.

Contents and equipment insurance is handy if you work from your own home or clinic. If there’s a break-in, fire, or flood, it’ll cover any furniture and equipment that’s damaged or missing.

Lastly, portable equipment insurance is a must if you offer treatments to people in their own home. It pays to repair or replace any kit that gets lost, damaged, or stolen in transit or while you’re there.

What’s the difference between microblading and SPMU for insurance?

Whether you use a tattoo gun or a microblading tool, this cover provides the same protection. And the requirements for getting microblading and SPMU insurance are the same too.

You need a minimum of a Level 3 NVQ in beauty therapy (or equivalent) and relevant experience in carrying out either treatment. If you’re not sure about the exact status of your qualification, you should check with your trainer.

How much does microblading insurance cost?

The cost of microblading insurance varies depending on your business and its needs – its premises, how many clients you treat, whether you have employees, and how much insurance cover you decide to buy.

For example, when it comes to insuring your equipment, you should take care to add up everything – from your tiniest microblade to your salon furniture. You don’t want to be underinsured as it means your claim won’t pay out fully.

In general, it’s better to be overly cautious than underprepared. Think about the risks you face, the worst thing that could happen, and how much it would cost to put right. Then buy as much cover as you can afford.

Why should I buy my microblading insurance from you?

Because just like you’re an expert at making your clients look and feel a million dollars, we’re professional insurance experts. So, we know exactly what you need to protect your business.

We only use top insurers and we make buying a policy super easy. You can get everything you need online in minutes, with documents delivered directly to your inbox.

Better still, we tell it like it is. Insurance jargon is banned and we make everything easy to understand.

However, if you’d like to talk to someone, you can do that too. There’s no big call centre or phone menu here, so you’ll get straight through to a friendly expert who can help.

What else? We don’t charge admin fees, which means there’s nothing extra to pay. And we give you free stuff, like an ‘I’m insured’ badge for your website. Oh, and a cash bonus whenever you refer someone to us and they buy a policy.

But it’s customer feedback that really counts. We reckon ours speaks for itself.