Dental indemnity insurance

What insurance do dentists need?

Although individual treatments vary, the risks are more or less the same. Dentists, hygienists, dental technicians, orthodontists and so on all need the same kind of protection, whether self-employed or a practice owner.

Unhappy patients will claim injuries, wrong diagnosis, inadequate care, or anything else they feel has gone wrong, as your fault. This means allegations of professional negligence and dental malpractice against you. If that sounds serious, it is. It’s also stressful, time-consuming, and very expensive.

Dentists’ indemnity insurance covers the legal costs to defend you and, if it comes to it, the damages you have to pay. Other than providing the right info to your insurer, you don’t have to get involved. Painless, even if your patient doesn’t agree.

Don’t forget, too, to protect the decision-makers within your practice. Directors’ and officers’ insurance (D&O) covers them if someone alleges a breach of health & safety regs or employment law. Without it, they could be held personally liable for any civil fines and compensation.

Aside from those, you’ll also need cyber insurance. It can’t stop an attack but it pays to fix the fallout from one, getting your practice back on its feet quickly.

Any customer data stored electronically is vulnerable to cyber-criminals. The consequences of a cyber-attack are a tangled mess of GDPR regulations, IT security, PR fire-fighting, and personal data recovery. So why risk having to sort it all out for yourself?

What types of dentistry do you cover?

As well as general dental practice and hygienist work, this policy covers specialisms such as:

• General dentistry
• Cosmetic dentistry
• Implantology
• Sinus lift
• General anaesthetic
• Maxillofacial surgery
• Botulinum toxin and derma fillers
• Dental hygienist
• Endodontics
• Orthodontics
• Periodontal treatment
• Zygomatic

If you want to check we can cover you, please call a friendly expert on 0345 561 0320.

Why should I buy my dentists’ insurance from you?

Quite simply: professional insurance is all we do. We pride ourselves on getting you the cover you need, quickly and without hassle.

We value your time as much as you do. We won’t keep you hanging about on the phone. Or spout a load of insurance gobbledygook at you. Instead, we’ll get back to you with a quote that makes crystal-clear what cover you’re buying.

You’ll get your policy docs e-mailed to you in a simple, easy-to-read format. As well as bonus stuff like an ‘I’m insured!’ badge for your website. We’ll even give you money each time you successfully refer someone to us.

But don’t just take it from us…check out what our customers have to say. They’re the ones you should go to for a second opinion.