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Inventory services insurance

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Professional indemnity
from
£9
 a month
 for £50,000 cover

Professional indemnity insurance defends you against claims of negligence, breach of confidentiality, dishonesty, libel and slander. We offer up to £10,000,000 cover.

+ Public liability
£4.20
 a month
£1,000,000 for physical damage and injuries caused by your business
+ Employers’ liability
£3.50
 a month
£10,000,000 legally required cover for employers
Based on an annual income of up to £25,000. All prices include IPT at 12%.
Quote online for turnovers up to £5,000,000, or call and talk to an expert.

Insurance? Check

When it comes to giving properties the once over, your keen eye and quick thinking are your best tools. It wouldn’t hurt to have some professional indemnity insurance too, though.

Even the most diligent professional can slip up on an inventory. Professional indemnity insurance can help by defending you from any negative allegations, as well as forking out for compensation and damages. As well as saving you money, it also helps keep your reputation sparkling.

How much professional indemnity insurance do I need?

There are no rules governing how much professional indemnity cover inventory service businesses need.

However, we say it’s always better to have too much than too little. Buy as much as you can afford, then an expected claim won’t knock you off balance.

What does professional indemnity insurance cover?

Allegations of negligence brought against you by clients and third parties. Usually, it’s because a mistake in your work has left your client out of pocket.

Specifically (but depending on the policy wording):

  • Defamation
  • Intellectual property infringement
  • Loss of documents or data
  • Negligent misrepresentation or misstatement
  • Employee dishonesty
  • Virus transmission
  • Breach of confidentiality

But that’s not all. Some professional indemnity policies can fix a mistake before your client is even aware of it, thereby preventing a claim in the first place.

Do I need any other types of insurance?

If you have any employees, employers’ liability insurance is a legal requirement. If an employee suffers an injury or illness as a result of working for your company, they can sue it for damages. Your insurance can cover their compensation, plus any legal fees.

If you visit clients, or they visit you, consider getting some public liability insurance. This covers you if someone is injured, or their property is damaged, and you’re to blame.

Office and property insurance covers the things in your office (furniture, plants, fixed IT equipment etc) and portable insurance covers gadgets and technical equipment away from the office (laptops, tablets, projectors etc). If you’re not sure it’s worth insuring, add it all up – it’s probably worth more than you think.

Business interruption insurance means you can still work when your office is out of action. Be it flood, fire or flea infestation, you’re covered for the costs of setting up elsewhere and for any lost revenue in that time.

If you’re a company boss, you can protect yourself with directors’ and officers’ insurance. Anyone can accuse you of not running your business with due care, and in the UK, company directors are personally liable for their actions. The good thing is this insurance covers your defence costs and any compensation you have to pay. So you can put away your chequebook.

Why should I buy my insurance from you?

Glad you asked.

The simple answer is: we know what we’re doing. Professional insurance is all we do so we know what you need, even if you don’t.

We also know that buying insurance can be, well, a bit of a pain. So we make sure getting yours is quick and hassle-free.

We do all that while treating you like a human being, too. You won’t find a call centre here. Or a phone menu. And we’ve banned nonsense insurance jargon.

Anything else? Well, there’s the great stuff you get, such as 20% off everything at MOO. We have an ‘I’m insured!’ badge for your website too – perfect for the professional professional.

Also, we’ll give you money each time you recommend us.

Plus, every insurance-related question you can think of is answered in our School of Risk, and you’ll get our quarterly risk advice email – ‘The Waggle’ – to help you avoid problems in the first place.

If you’re after a second opinion, have a look at our customers’ feedback. They’re the ones you should really listen to.

Read what our customers say about us
Easy and clear registration online
Artur,
Inventory Clerk
19 March 2019
Very easy to find out the services on line. I recommend this to every businesses looking to insure their activities.
Olsi,
Inventory Clerical Services
14 October 2018
They kept my details so I didn't have to repeat myself, and found me a lower priced quote. It was a quick process, and Sara was helpful and friendly.
Inventory Clerk
25 August 2018
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0345 561 0320

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Laura Alcock
Account Executive