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Botox & dermal fillers insurance

Cosmetic injectables have the power to make your clients look and feel great. What’s not so great is if a treatment goes wrong and they sue you instead. Botox and dermal fillers insurance is there to protect you.

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Medically qualified
If you're a surgeon, doctor, registered nurse, pharmacist, paramedic, dentist, dental therapist, or dental hygienist, this cover is for you.
Medical malpractice insurance
from £32.21 a month for £250,000 cover

Malpractice – for bodily injury, illness, or death of clients caused by your negligence
Indemnity – for breach of care, confidentiality, or dishonesty

add Public liability
£4.05 a month
£1,000,000 for physical damage and injuries caused by your business
Based on an annual income of up to £50,000. All prices include IPT at 12%.
Quote online for turnovers up to £250,000, or call and talk to an expert.
Non-medically qualified
If you hold an NVQ Level 3 or equivalent, this cover is for you.
Tailored cover for non-medics
from £83.66 a month for £250,000 cover

Our specialist package for non-medics includes medical malpractice insurance and public liability.

  • Medical malpractice insurance
    pays for legal fees and compensation costs from claims of negligence or error in your treatments resulting in mental or physical injury
  • Public liability
    covers third-party accidental injury or property damage during your work, or from products (sourced from the UK or EU) you've supplied
Based on an annual income of up to £50,000. All prices include IPT at 12%.
Quote online for turnovers up to £200,000, or call and talk to an expert.
Protection that’s more than skin deep

By working your magic with Botox and dermal fillers, you help your clients present their best face to the world. And all without the nip and tuck.

But no matter how practised you are in your art, procedures don’t always go entirely to plan. A slip, an infection, or an unusual reaction can spell visible trouble.

If a client doesn’t like what they see after a treatment, they could make a claim against you for £thousands. That’s when you need the back-up of Botox and dermal fillers insurance.

It pays legal fees to handle a claim and fight your corner, and covers any compensation due. It’s a sticking plaster for your business if things go wrong.

Why do you need Botox and dermal fillers insurance?

Because people are unpredictable. Despite all your skill and experience, you could still make a mistake on a bad day. Likewise, a client could have an unexpected reaction to a procedure.

Redness, bruising, bleeding, and swelling are just some of the possible side-effects of Botox and dermal filler injections. But it’s the more serious complications like skin damage, infection, and permanent scarring that can cause both you and your client real problems.

If the worst happens, and someone decides to make a claim against you, you’ll need deep pockets to cover it. Solicitors’ fees, court costs, and lump sums for damages can leave you with a stack of hefty bills to pay.

A better option is to let your Botox and dermal fillers insurance take the strain. It covers all your legal costs and pays any compensation too – leaving you free to run your business.

Who needs Botox and dermal fillers insurance?

Anyone working with Botox and dermal fillers, either as the name above a clinic door or as a freelance practitioner, should put medical malpractice (also known as ‘treatment and professional liability’) insurance high up on their shopping list.

If a client’s unhappy with the results of their treatment, they could make a big claim for compensation. If that happens, your insurance covers you – whether it was you who made the mistake, or someone working for you.

So, if you’ve got a bank balance with enough noughts to cover a claim of, say, permanent scarring, all well and good. If not, Botox and dermal fillers insurance might just save your business.

How much does Botox and dermal fillers insurance cost?

Since everyone can be accused of making mistakes, cover for professional mistakes is back-up worth having. Especially when you consider the sheer number of no-win no-fee cosmetic procedure solicitors out there.

Deciding your level of cover means thinking about how many Botox and dermal fillers procedures you or your employees carry out, as more injections = more risk. You should also consider the worst thing that could go wrong, and how much that might cost you in legal fees and damages.

Cover for your specialist equipment and the place you use it is essential too. But you need enough cover to pay for the repair and replacement of all the things you use to do your job, or you could end up out of pocket. Worse still, you could be underinsured.

With legal fees making up the bulk of most Botox claims, you could be looking at a total bill worth £tens of thousands. So, tot it all up carefully.

Does Botox and dermal fillers insurance cover non-medics?

Yes, it does - if you’ve got the right qualifications and experience.

Get a cosmetic procedure like Botox and dermal filler injections wrong, and the results are there for everyone to see. That’s why your training and experience are essential to the job you do.

If you’re a non-medically trained practitioner, we can cover you if:

  • you have at least six months’ experience in the treatment that you’re looking to cover and
  • you have a minimum NVQ Level 3 beauty qualification or equivalent.

Our insurance package for non-medics includes medical malpractice insurance and public liability, starting from £250,000 of cover.

You can get an idea of the price of your policy in just a few clicks.

Why should I buy my insurance from you?

Because we already insure lots of aesthetics practitioners, so we know what we’re doing. And we only use trusted insurers, which means you get the cover that’s right for what you do.

We also make it easy. We have a simple online quote journey that means you can buy a policy in minutes. Or you can call us and speak to one of our friendly experts – without having to find your way past a phone menu.

Other things? We give you stuff, like an ‘I’m insured’ badge for your webpage for that professional look. Plus there’s £20 every time you recommend us to someone else who buys a policy.

Then there’s our platinum-rated customer feedback, which speaks for itself. And our Plain English Campaign Crystal Mark, which recognises the fact we do insurance the no-jargon way.

And if all that isn’t enough, our run-down of Botox and dermal fillers FAQs tells you all you need to know about training, licensing, and cover for practitioners.

Okay, we’re done. Trumpet-blowing over.

What our customers say...
Super easy to get insurance. I didn’t have to speak to anyone . No lengthy phone calls, just a few simple questions online and you’re good to go. Amazing!
28 February 2024
Easy to apply, very good reviews this was a easy choice to make with PolicyBee
21 February 2024
Lauren is amazing and she make sure her advice is clear and she knows what she is doing.

Thank you Lauren for your great job
19 February 2024

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0345 216 0027
Catherine Roberts
Account Executive
Sarah Adams
Sales Team Leader
Yasin Akdemir
Senior Account Executive
Sian Adams
Medical Malpractice Team Leader
Zoe Langford
Account Executive