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Advice, News & Know-how

Small business advice

Here's where we lift the lid on insurance and explain it all simply.

There's essential help with how best to protect your business or not-for-profit. Plus, useful advice on running your organisation and life as a freelancer.

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Do you need employers’ liability insurance for contractors?
If you use contractors, you might be wondering if you need insurance. Find out if you do need employers' liability for contractors here.
30/01/2026

A guide to UK tattoo licence requirements  
Wondering what you'd need to work as a tattooist? A licence for starters...find out more in our guide to UK tattoo licence requirements.
29/12/2025

How does a broker help with insurance claims?
Why should you use a broker? You'll find out when you need help with insurance claims. Here's why they're the difference between a claim being paid or not.
15/12/2025

How to start a side hustle
More money? More freedom? More flexibility? Sounds good! But is starting a side hustle the right way to go? Our guide can help you decide...
11/12/2025

Understanding underinsurance
Underinsurance can hit hard. It can mean your insurer reduces the amount of your claim, leaving you out of pocket. Here's how and why.
26/11/2025

Management consultants’ insurance explained
We all know what can happen to best-laid plans. Here's how management consultants' insurance can help if a client doesn't see the cunning in yours.
08/11/2025

How to become a cybersecurity consultant 
Thinking of trying consulting? Our guide on how to become a cybersecurity consultant has all the info you need to get started.
31/10/2025

What’s an Employer Reference Number?
What's an employer reference number? Why do you need one? Wondering why we’re asking you these questions? Here's your answer.
29/10/2025

What insurance do I need for my business?
What business insurance do I need? What don't you need, more like. If you're after a more helpful answer than that, try reading this.
28/10/2025

What’s claims made insurance?
Professional indemnity and medical malpractice are 'claims made' insurance. Find out what this means and why it matters.
27/10/2025

What to do when clients don’t pay on time: how to get your invoices paid
When clients don't pay on time, cash flow problems can be the inevitable outcome. Here's how to make sure your invoices get paid.
26/10/2025

What’s employment practices liability insurance (EPLI)?
Employee disputes can happen despite your best efforts. If you're threatened with legal action, employment practices liability insurance has your back.
17/10/2025