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Small business advice

Here's where we lift the lid on insurance and explain it all simply.

There's essential help with how best to protect your business or not-for-profit. Plus, useful advice on running your organisation and life as a freelancer.

Do I need employers’ liability insurance for work experience students?
The wellbeing of your workforce is your responsibility. Here's why you need employers' liability insurance for work experience students.
03/07/2026

Do I need employers’ liability insurance for freelancers?
Not sure whether you need employers' liability insurance for freelancers? Here's everything you need to know and why.
01/07/2026

What is employers’ liability insurance: a complete guide
Employers' liability insurance protects you if employees claim for injuries and illnesses they suffer at work. Get it or get a fine from the HSE.
18/06/2026

How to choose an insurance broker (and which questions to ask)
Getting the right insurance broker for your business is crucial. Here's a handy list of the key things to think about when choosing one...
05/06/2026

What do insurance companies do?
Part of what insurance companies do is take the financial hit if something goes wrong for their customers. But there's more to it than that.
02/06/2026

Where to buy professional indemnity insurance (and what to look out for)
Where's best to buy professional indemnity insurance? Direct, through a broker or price comparison websites? We weigh up the pros and cons...
22/05/2026

Do self-employed cleaners need insurance?
You work in other people's properties. And accidents happen. So how does self-employed cleaner insurance keep your business sparkling?
08/05/2026

How to make sure you have insurance for your AI risks
AI is here to stay, which means your approach to insurance needs to change. Here's how to make sure you have insurance for AI risks.
30/04/2026

How to risk assess your business 
Knowing the risks that face your business is half the battle. Here's how to risk assess your business so you can be prepared for the worst.
28/04/2026

Why use an insurance broker?
Don’t pick up the phone to that do-it-all, household-name insurer just yet. There are compelling reasons to use an insurance broker instead.
15/04/2026

Selling products online: what can go wrong?
Online selling: a hassle-free way to run a shop or a commercial nightmare waiting to happen? Well, a bit of both actually. Here's why ...
07/04/2026

Do I need insurance to sell things on Etsy?
Etsy may not make insurance compulsory for sellers on its platform, but there are still plenty of reasons you should have it. Here's why.
07/04/2026