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Advice, News & Know-how

Small business advice

Here's where we lift the lid on insurance and explain it all simply.

There's essential help with how best to protect your business or not-for-profit. Plus, useful advice on running your organisation and life as a freelancer.

What to do when clients don’t pay on time: how to get your invoices paid
When clients don't pay on time, cash flow problems can be the inevitable outcome. Here's how to make sure your invoices get paid.
26/10/2025

What’s employment practices liability insurance (EPLI)?
Employee disputes can happen despite your best efforts. If you're threatened with legal action, employment practices liability insurance has your back.
17/10/2025

Do virtual assistants need cyber insurance?
A handy guide to cyber insurance for virtual assistants, spelling out what it is, why you need it, and how it can help protect your business.
15/10/2025

What insurance does a limited company need?
What does being 'incorporated' mean for your business? And what kind of insurance does a limited company need? Find out in this guide.
12/09/2025

Freelance, sole trader and self-employed. What’s the difference?
What's the difference between being freelance, a sole trader, or self-employed? And what are the legal and tax implications? Find out here...
10/09/2025

What insurance do sole traders need?
Public liability? Professional indemnity? What insurance do sole traders need and why should they have it?
06/09/2025

What insurance do IT contractors need?
Want to know the IT contractor insurance requirements? Learn about different types of insurance, what they cover, and how they protect you.
01/09/2025

How to become an IT contractor 
IT professional looking to get into contracting? Our guide on how to become an IT contractor has all the info you need to get started.
28/08/2025

5 things to ask about e‑commerce insurance
Think you know exactly what e-commerce insurance does and doesn't cover? Here are 5 key questions to ask, so you don't end up out of pocket.
21/08/2025

What insurance do tech startups need?
Find out what insurance you need as a tech startup, why it matters, and how to protect yourself from day one.
31/07/2025

How not to be underinsured
Being underinsured can leave you seriously out of pocket and put your future in jeopardy if something goes wrong. Here's how to avoid it.
12/07/2025

How to start an aesthetics business
Wondering how to start an aesthetics business? This beginner-friendly guide covers all the key things to consider before you begin.
04/07/2025