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Advice, News & Know-how

Employers’ Liability Insurance

Find out who needs employers' liability insurance, what is does, and how you can be fined by the Health & Safety Executive for not having it.

Also get a heads up on why it's important to cover your volunteers and work experience people too.

What is employers’ liability insurance?

Employers’ liability insurance is a legal requirement if you have employees. Find out what it does and why you may need it even when you think you don't.

What’s claims made insurance?

Professional indemnity is 'claims made' insurance. Other types of insurance are 'claims occurring'. But what's the difference? And why does it matter?

Professional insurance Q&A

Where do you start with professional insurance? Or finish, come to that? Our guide to what you do and don't need will help you decide.

What insurance do I need for my business?

What business insurance do I need? What don't you need, more like. If you're after a more helpful answer than that, try reading this.

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Employers’ liability insurance guide

Employers' liability insurance protects you if employees claim for injuries and illnesses they suffer at work. Get it of get a fine from HSE.

What insurance do IT contractors need?

You may be careful, but things can go wrong. IT contractors insurance requirements include professional indemnity, public liability and employers' liability

Insurance for videographers

You can disaster-proof your set, or try to protect your equipment from damage, but insurance for videographers is essential in case the worst should happen.

A guide to insurance for photographers

Our know-it-all's guide to insurance for photographers explains what you need, from covering your equipment to protecting yourself when shooting on location.

Insurance for interior designers

How does insurance for interior designers help? It's a guiding hand, an arm around the shoulder and a risk expert with really deep pockets (just in case).

How does an insurance broker help with claims?

Wondering why you should use an insurance broker? You'll find out when you claim. Here's why they're the difference between getting a claim paid and not.

Do sole traders need employers’ liability insurance?

Knowing exactly what sole trader insurance you need can be confusing. Do you need employers' liability insurance? Well, maybe. Find out for sure...

5 business insurance FAQs we’ve been asked this week

We've tackled 5 troublesome professional insurance questions to put you in the know. Got any other business insurance FAQs? Just get in touch.