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Employers’ liability

Here's where we lift the lid on insurance and explain it all simply.

There's essential help with how best to protect your business or not-for-profit. Plus, useful advice on running your organisation and life as a freelancer.

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What’s employment practices liability insurance (EPLI)?
Employee disputes can happen despite your best efforts. If you're threatened with legal action, employment practices liability insurance has your back.
17/10/2025

Employers’ liability insurance guide
Employers' liability insurance protects you if employees claim for injuries and illnesses they suffer at work. Get it or get a fine from HSE.
15/10/2025

How to dismiss an employee fairly
In a perfect world, you'd never have to give someone the chop. But what if it can't be avoided? Find out how to dismiss an employee fairly.
04/10/2024

First aid requirements and employers’ liability insurance
You have employees. You have first aid requirements. You have employers' liability insurance. How do they fit together? Find out here.
24/06/2024

Work Christmas party dos and don’ts
Dust off your reindeer antlers and dry clean your best sparkly outfit: work Christmas party season is here. But is it time to relax or fret?
10/12/2023

What insurance do I need to open a coffee shop?
Run a coffee shop, café, tea room, or anything in between? Our guide has everything you need to know about coffee shop insurance.
21/09/2023

What insurance do personal trainers need?
You help clients achieve their ultimate fitness goals. But what insurance do personal trainers need to keep their business in great shape?
14/09/2023

Do I need employers’ liability insurance for work experience students?
The wellbeing of your workforce is your responsibility. Here's why you need employers' liability insurance for work experience students.
21/05/2023

What insurance do I need for my business?
What business insurance do I need? What don't you need, more like. If you're after a more helpful answer than that, try reading this.
01/12/2022

What’s an Employer Reference Number?
What's an employer reference number? Why do you need one? Wondering why we’re asking you these questions? Here's your answer.
30/11/2022

What’s claims made insurance?
Professional indemnity and medical malpractice are 'claims made' insurance. Find out what this means and why it matters.
09/11/2022

Do I need employers’ liability for freelancers?
Here's a business insurance question we get asked a lot: do I need employers' liability for freelancers? And here's the answer: it depends...
30/04/2021