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Advice, News & Know-how

Employers’ Liability Insurance

Find out who needs employers' liability insurance, what is does, and how you can be fined by the Health & Safety Executive for not having it.

Also get a heads up on why it's important to cover your volunteers and work experience people too.

Do I need employers’ liability for freelancers?
Here's a business insurance question we get asked a lot: do I need employers' liability for freelancers? And here's the answer: it depends...
30/04/2021

Does my charity need employers’ liability insurance for volunteers?
The Charity Commission recommends protecting your helpers with insurance for volunteers. Here's what it does and why your charity needs it.
20/01/2021

Do photographers need insurance?
Our snappy guide to photographers' insurance explains what insurance photographers need and why, from covering your kit to working on location.
12/03/2020

What’s an Employer Reference Number?
What's an employer reference number? Why do you need one? Wondering why we’re asking you these questions? Here's your answer.
11/12/2019

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Your work Christmas party: what the law says
Dust off your flashing reindeer antlers and dry clean your best sparkly outfit: work Christmas party season is here. But is it time to relax or time to fret?
26/11/2019

What is employers’ liability insurance?
Employers’ liability insurance is a legal requirement if you have employees. Find out what it does and why you may need it even when you think you don't.
01/10/2019

What’s claims made insurance?
Professional indemnity is 'claims made' insurance. Other types of insurance are 'claims occurring'. But what's the difference? And why does it matter?
27/09/2019

Professional insurance Q&A
Where do you start with professional insurance? Or finish, come to that? Our guide to what you do and don't need will help you decide.
18/09/2019

What insurance do I need for my business?
What business insurance do I need? What don't you need, more like. If you're after a more helpful answer than that, try reading this.
05/09/2019

Employers’ liability insurance guide
Employers' liability insurance protects you if employees claim for injuries and illnesses they suffer at work. Get it of get a fine from HSE.
09/08/2019

What insurance do IT contractors need?
You may be careful, but things can go wrong. IT contractors insurance requirements include professional indemnity, public liability and employers' liability
01/02/2019

Insurance for videographers
You can disaster-proof your set, or try to protect your equipment from damage, but insurance for videographers is essential in case the worst should happen.
15/06/2018