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Advice, News & Know-how

Employers’ liability

Here's where we lift the lid on insurance and explain it all simply.

There's essential help with how best to protect your business or not-for-profit. Plus, useful advice on running your organisation and life as a freelancer.

What insurance do I need for my business?
What business insurance do I need? What don't you need, more like. If you're after a more helpful answer than that, try reading this.
28/10/2025

What’s employment practices liability insurance (EPLI)?
Employee disputes can happen despite your best efforts. If you're threatened with legal action, employment practices liability insurance has your back.
17/10/2025

How to dismiss an employee fairly
In a perfect world, you'd never have to give someone the chop. But what if it can't be avoided? Find out how to dismiss an employee fairly.
04/10/2024

First aid requirements and employers’ liability insurance
You have employees. You have first aid requirements. You have employers' liability insurance. How do they fit together? Find out here.
24/06/2024

Work Christmas party dos and don’ts
Dust off your reindeer antlers and dry clean your best sparkly outfit: work Christmas party season is here. But is it time to relax or fret?
10/12/2023

What insurance do I need to open a coffee shop?
Run a coffee shop, café, tea room, or anything in between? Our guide has everything you need to know about coffee shop insurance.
21/09/2023

What insurance do personal trainers need?
You help clients achieve their ultimate fitness goals. But what insurance do personal trainers need to keep their business in great shape?
14/09/2023

What insurance does a mobile beauty therapist need?
If things aren't looking good and you work solo, the heat's on you. Here's how to protect yourself with mobile beauty therapist insurance.
30/09/2020

What is employers’ liability insurance?
Employers’ liability insurance is a legal requirement if you have employees. Find out what it does and why you may need it even when you think you don't.
01/10/2019

Professional insurance Q&A
Where do you start with professional insurance? Or finish, come to that? Our guide to what you do and don't need will help you decide.
18/09/2019

Insurance for interior designers explained
How does insurance for interior designers help? It's a friend with deep pockets if things go wrong. No use crying over spilt paint.
12/07/2017

What do in the aggregate and any one claim mean?
In the aggregate or any one claim? What difference does it make to your insurance and why are we going on about it? Find the answers here.
05/12/2013