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Employers’ liability

Here's where we lift the lid on insurance and explain it all simply.

There's essential help with how best to protect your business or not-for-profit. Plus, useful advice on running your organisation and life as a freelancer.

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Do I need employers’ liability insurance for work experience students?
The wellbeing of your workforce is your responsibility. Here's why you need employers' liability insurance for work experience students.
21/05/2023

Do I need employers’ liability for freelancers?
Here's a business insurance question we get asked a lot: do I need employers' liability for freelancers? And here's the answer: it depends...
30/04/2021

Does my charity need employers’ liability insurance for volunteers?
The Charity Commission recommends protecting your helpers with insurance for volunteers. Here's what it does and why your charity needs it.
20/01/2021

What insurance does a mobile beauty therapist need?
If things aren't looking good and you work solo, the heat's on you. Here's how to protect yourself with mobile beauty therapist insurance.
30/09/2020

What is employers’ liability insurance?
Employers’ liability insurance is a legal requirement if you have employees. Find out what it does and why you may need it even when you think you don't.
01/10/2019

Professional insurance Q&A
Where do you start with professional insurance? Or finish, come to that? Our guide to what you do and don't need will help you decide.
18/09/2019

Insurance for interior designers explained
How does insurance for interior designers help? It's a friend with deep pockets if things go wrong. No use crying over spilt paint.
12/07/2017

Do sole traders need employers’ liability insurance?
Knowing exactly what sole trader insurance you need can be confusing. Do you need employers' liability insurance? Find out here.
17/05/2016

What do in the aggregate and any one claim mean?
In the aggregate or any one claim? What difference does it make to your insurance and why are we going on about it? Find the answers here.
05/12/2013

Employers’ liability insurance and Christmas workers
You have a duty to protect temporary staff in the same way as permanent employees. Don't, and you could find seasonal goodwill in short supply.
15/11/2012