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Employers’ liability

Here's where we lift the lid on insurance and explain it all simply.

There's essential help with how best to protect your business or not-for-profit. Plus, useful advice on running your organisation and life as a freelancer.

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What is employers’ liability insurance?
Employers’ liability insurance is a legal requirement if you have employees. Find out what it does and why you may need it even when you think you don't.
01/10/2019

Professional insurance Q&A
Where do you start with professional insurance? Or finish, come to that? Our guide to what you do and don't need will help you decide.
18/09/2019

What insurance do IT contractors need?
You may be careful, but things can go wrong. IT contractor insurance needs include professional indemnity, public liability and employers' liability.
01/02/2019

Insurance for interior designers explained
How does insurance for interior designers help? It's a friend with deep pockets if things go wrong. No use crying over spilt paint.
12/07/2017

How does a broker help with insurance claims?
Why should you use a broker? You'll find out when you need help with insurance claims. Here's why they're the difference between a claim being paid or not.
27/07/2016

Do sole traders need employers’ liability insurance?
Knowing exactly what sole trader insurance you need can be confusing. Do you need employers' liability insurance? Find out here.
17/05/2016

What do in the aggregate and any one claim mean?
In the aggregate or any one claim? What difference does it make to your insurance and why are we going on about it? Find the answers here.
05/12/2013

How to dismiss an employee fairly
As with most things, there's a right and a wrong way to fire people. Here's how to dismiss an employee fairly, and why getting it wrong can cost you dear.
10/01/2013

Employers’ liability insurance and Christmas workers
You have a duty to protect temporary staff in the same way as permanent employees. Don't, and you could find seasonal goodwill in short supply.
15/11/2012