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Advice, News & Know-how

Public liability

Here's where we lift the lid on insurance and explain it all simply.

There's essential help with how best to protect your business or not-for-profit. Plus, useful advice on running your organisation and life as a freelancer.

Employers’ liability vs public liability insurance: what’s the difference?  
Compare employers' liability vs public liability insurance. Learn the key differences and find out what you need.
30/07/2026

What’s claims made insurance?
Professional indemnity and medical malpractice are 'claims made' insurance. Find out what this means and why it matters.
20/07/2026

Do self-employed cleaners need insurance?
You work in other people's properties. And accidents happen. So how does self-employed cleaner insurance keep your business sparkling?
08/05/2026

What insurance do I need for my business?
What business insurance do I need? What don't you need, more like. If you're after a more helpful answer than that, try reading this.
28/10/2025

Insurance advice and risk tips for teachers
Here's some grade-A insurance advice for teachers. And some handy tips on minimising the risks of a claim.
15/10/2025

What’s public liability insurance?
What's public liability insurance? A highly useful ally in helping your business survive modern-day compensation culture, that's what.
02/06/2025

What insurance does your small business need?
Just because your business is small, doesn't mean you shouldn't protect it. Here's a guide to your small business insurance needs.
17/05/2025

Professional investigator insurance explained
There's no mystery about how to better protect your PI business. All the evidence points to professional investigator insurance. Here's why.
20/03/2025

Spotlight on insurance for freelance photographers
With your kit, your business, and your reputation to protect, insurance is a must for freelance photographers. Here's what you need...
18/10/2024

Professional indemnity or public liability insurance? Do you need both?
Professional indemnity or public liability insurance? What's the difference and which one do you need? Both, probably. Here's why.
11/10/2024

Does my charity need public liability insurance?
Even if your charity only holds events every now and then, you can't afford to go without charity public liability insurance. Here's why.
03/02/2024

What insurance do contractors need?
What insurance do contractors need? It's a simple question but it might have you scratching your head. Our guide has all you need to know.
08/01/2024