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User-friendly insurance built for app developers. From client disputes and coding errors to everyday business risks, we’ve got you covered.
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Professional indemnity insurance defends you against claims of negligence, breach of confidentiality, dishonesty, libel and slander. We offer up to £5,000,000 cover.
Your business isn't just code. It's years spent honing your skills. Long nights solving problems. Winning clients. Creating something that's yours.
Whether you're freelancing or running a growing agency, you've worked hard to build a reputation clients can trust.
That's why a client dispute, cyber incident, or costly mistake can feel about much more than money. It can feel personal.
That's where insurance for app developers comes in. Giving you support when things don't go to plan. And helping you protect the business you've worked so hard to build.
Building software means problem-solving every day. And while most issues are easily ironed out along the way, there’s always the risk that one won’t.
Failed deployments. Broken integrations. Security vulnerabilities. That sinking feeling when a client spots a bug before you do...
All things you probably don’t want to hear. But they can and do happen. And if it ends in a client claiming they’ve lost money, it could be you having to cough up.
And not every problem starts with a mistake. A cloud provider goes down. A cybercriminal finds a way in. Clients don't always care where the problem started. They just want someone to put it right. And there’s every chance that someone could be you.
Having insurance in place means peace of mind for you when these unfortunate situations arise.
Not only is it there to cover any legal costs and compensation, but it also provides you with support when you need it most. Facing a claim without insurance to back you up can pile on a lot of pressure that many small businesses can’t survive.
Professional indemnity (PI) insurance is essential for all app developers.
It covers you for mistakes in your work. For example, if an API integration fails and breaks functionality. Or a client says the app you’ve made doesn’t meet the agreed specification. They’ll want to be compensated for any financial losses.
When a client accuses you of delivering faulty work, it can feel like your reputation is under attack.
PI gives you expert backing when those disputes arise, covering legal costs and compensation while you focus on running your business.
If you employ anyone, employers’ liability insurance is required by law. So this one absolutely can’t be missed. It’ll cover any legal fees and compensation costs if a member of your team becomes sick or injured because of working for you.
Another one to consider is business contents or portable equipment insurance. If you’ve got expensive tech you rely on to do your job – it's worth thinking about whether you could afford to replace it immediately if it was damaged, lost, or stolen.
You're often trusted with customer data, login credentials, and sensitive business information.
That's why cyber insurance isn't just a nice-to-have. It's one of the most relevant types of cover you can buy.
What would you do if customer data was compromised? Or your credentials or source code were stolen?
The cost of a cyber-attack isn't just the recovery bill. It's explaining what happened to clients, dealing with customer concerns, getting systems back online.
With cyber insurance, you’ll get access to legal, IT, and PR support. You’ll have experts on hand to deal with the fallout. The thing is, no matter how hot you are on cyber security, cyber-attacks are always evolving and finding new ways to infiltrate.
A cyber-attack is one of the biggest threats to an app development business like yours. And one you can’t necessarily do anything to stop. So it makes sense to protect yourself against it.
That all depends on how many different types of cover you decide to add to your app developers’ insurance package. And what levels of cover you choose.
We know that sounds like a bit of a woolly answer, but it’s hard to give an exact figure. Because no two businesses are the same.
The best thing you can do is get a quote to give you an accurate idea.
Most business owners don't buy insurance because they're excited about policies.
They buy confidence that somebody will help them when things go wrong. At the end of the day, that’s what insurance is all about...
But you might be surprised to hear that being guided through a claim doesn’t come as standard... if you buy directly from an insurer, it doesn’t. And not all brokers offer it either.
Figuring all that stuff out for yourself can be tough.
That’s why we have a dedicated and very experienced claims team. They’ll fight your corner and make sure everyone knows what’s what when your chips are down.
We know how stressful it is running a small business. Because we were one. We’ve grown, but we still stick to our roots.
We’re an advised insurance broker, which means we’re approved by the FCA to give you expert advice. Just on your insurance, mind. You can chat to us on the phone or go to our advice, news, & know-how hub.
As well as having helpful, certified insurance experts on the phone, we’re also digital. You can get quotes online in minutes. And you can access your online account whenever you need to.
Autonomy when you want it. Real support when you need it.
There are some other little perks too, like getting rewards for referring people to us. And an ‘I’m Insured’ badge for your website – which shows customers or clients that you take things seriously.
If you want to hear it from someone else, take a look at our excellent customer feedback on Feefo.
