Your safety net when there isn’t one
Prangs, slip-ups, mishaps: despite the best laid plans, they happen to everyone.
At best, you’re left reaching for the plasters and hoping for sympathy. At worst, you or a key member of staff could be out of action for months, years, or (whisper it) much longer.
Have you thought about how your business would survive?
It’s an unpalatable thought, sure, but taking steps to protect your business and your income makes sense.
If you or an employee is physically injured, and working is no longer possible, personal accident insurance pays your business a lump sum to help keep it going – specifically, if you need to recruit or retrain staff.
It keeps your business fully functional – even if you’re not.