Professional insurance
with a personal touch
We're here to help
0345 561 0320
Mon-Fri, 9am-5pm, local rate & mobile friendly
Don't forget: because someone referred you, you both get £20 if you buy your insurance from us.

Say hello to better small business insurance

Hassle-free protection for freelancers, sole traders and limited companies – with priceless advice and award-winning service thrown in.

We've been awarded the Platinum Trusted Service award by Feefo

Every year, over 35,000 businesses trust our protection

Our clients aren't insurance experts. They don't need to be because they know we are. Us looking out for you means you'll spend less time doing insurance and more time doing business. Whether you whizz through online or talk it through with the team, you'll get everything you need and nothing you don't.

Small business insurance has never been so easy.

Speedy service
Paperless is effortless
No hidden costs
Zero admin fees and no-interest payments
No call centre
Real office, real people, real easy
No jargon
Shred your dictionary

Small business insurance for what you do

Marketing agencies
Business consultants
IT & technology
Virtual assistants
Online retailers
Estate agents
IT contractors
Designers and illustrators
Complementary therapists
Health and safety consultants
Project managers

Insurance for charities, not-for-profits & community groups

Concentrate on your good cause and get the right cover for your organisation, whether you're large, small, grass-roots or anything in between. We help charities, clubs and community groups find the cover they need, including trustee insurance and public liability insurance.

What our customers say...

Great product for a fair price, the website was very intuitive and easy to use. When I rang for more information about the policy the gentleman was very knowledgeable and friendly.
Would definitely recommend to anyone.
21 January 2022
I needed advise and help on something at the very busy time just before Christmas, therefore assumed the response would be slower than normal. I had answers almost immediately and massively helpful. Thank you.
17 January 2022
Just so simple and straightforward. Applied online and needed to speak to a person - hassle free. Highly recommend.
17 January 2022

PolicyBee exists because small business insurance could, and should, be better.

I started the UK's first quote-and-buy-online small business insurance broker in 1998. My own cover was complicated and time-consuming to sort and I figured there must be another way.

So, we've made your insurance easy to read and hassle-free to buy. Call us and you'll talk to bright, knowledgeable people who have your interests at heart. We'll be with you from helping you choose your cover right through to fighting your corner if you claim.

It's all part of doing insurance better. Join us and see how.

Photo of Iain
Iain Hatfield
CEO, PolicyBee

What business insurance do you need?

Dealing with claims takes time, money and legal know-how. You might have enough of one but you'll need lots of all three if it's your unlucky day.

If things do go wrong, business insurance pays your legal costs, picks up your repair bills and covers any compensation. You're free to keep running your business, safe in the knowledge you'll still have one when it's all over.

Professional indemnity insurance

Covers you if you make a mistake or if an unhappy client says you've not done what was agreed – regardless of whether you're actually at fault. It pays for your legal defence, pays to fix whatever's wrong, and pays any compensation. Essential cover for your reputation (and your bank balance).

Public liability insurance

Covers you if someone – anyone – claims your business has injured a person or damaged their property. It pays to defend you and compensates the person claiming. Perfect protection against ‘where there's blame there's a claim'.

Employers' liability insurance

Covers allegations and claims made by staff that your business has made them ill or injured them. Legally, any UK business with employees has to have employers' liability insurance. ‘Employees' in this case includes volunteers, temps, work experience kids and even people lending a hand.

Cyber insurance

Covers the time and money needed to put your business back together following a cyber-attack. This includes the costs of repairing hardware and restoring data, compensating customers, and covering lost income when you're offline.

Prefer to talk?

Call us and a real person answers. No call centre, no phone menu, no scripts. Just friendly, helpful advice from a business insurance professional.

We're here Monday to Friday, 9 to 5.
0345 561 0320
Catherine Roberts
Account Executive
Sarah Adams
Sales Team Leader
Yasin Akdemir
Account Executive
Sian Adams
Account Executive
Zoe Langford
Account Executive

Advice, News & Know-how

Everything you need to know about small business and charity insurance – straight from our insurance experts.