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When your reputation’s called into question, tech company insurance has your back. It protects you against client disputes, faulty products, cybercrime incidents, and more.
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Professional indemnity insurance defends you against claims of negligence, breach of confidentiality, dishonesty, libel and slander. We offer up to £5,000,000 cover.
As far as your clients are concerned, your tech either works or it doesn’t. And, unfortunately, some problems can’t be fixed at the push of a button.
Software failures, source code leaks, a product launch that suddenly goes south... all could lead to claims that damage your business’s reputation and undermine your hard work.
Tech company insurance swoops in with dedicated claims support when you need it most. It pays your legal costs and any compensation you owe. And ensures your business only ever stands out for the right reasons.
No matter how watchful you are and how great your quality assurance team is, there’s always the risk something goes wrong.
A botched software deployment. A mistake during a migration project that wipes your customer data. A client alleging you’ve breached your contract by failing to deliver the functionality you promised.
Naturally, your business will be expected to put things right. Whether that’s by refunding your clients’ fees or by covering their losses.
So having tech company insurance to back you up makes a lot of sense. Not only are your legal costs and compensation covered, but you get expert help from a claims team that knows how to handle these kinds of situations.
Not forgetting that clients or investors may also ask for proof of insurance before they work with you.
That depends on the type of tech business you run. And the types of claims that could cause it pain.
Top of the list for most tech businesses is professional indemnity (PI) insurance. It covers a wide range of claims – including negligence, intellectual property (IP) and copyright infringement, employee dishonesty, confidentiality breaches, and contractual disagreements.
Another is public liability (PL) insurance. It covers accusations of accidental injury and damage from clients and members of the public. It’s handy if you go out and about on business. Or if visitors come to you and you spill hot coffee over their lap or laptop…
Cyber insurance is one of the most important types of cover for tech companies. It deals with cyber-attacks and data breaches by helping with recovering your systems and communicating the breach to your clients. You can add on cover for financial loss and social engineering too.
There are more types of insurance you might want to think about. Like employers’ liability (EL) insurance – which most UK businesses with employees need by law – and business contents insurance.
Our advice on what insurance tech companies need will tell you more.
Almost any business, freelancer, and sole trader working in the tech industry needs insurance. Including:
It doesn’t matter if your business develops, trains, provides, or consults on tech. If someone takes issue with your advice or services, they might hit back with a compensation claim.
That depends on several things. Such as the type of tech business you run and how big it is. As well as what cover you choose and the levels of cover you select.
No two tech businesses are the same, so the best thing is to grab a quote using our website.
Depending on the options you choose, you’ll get your personalised quote in just a few clicks. If you need to talk anything over, you can call our friendly advisers on 0345 561 0320.
Apart from the fact that small business insurance is our bread and butter? And that we’ll only show you policies that are built for you and your industry?
Getting a quote with us is simple and pain-free. It only takes a few minutes and you can easily customise your options. If you get stuck or are unsure about what you need, you can call our insurance advisers up.
Oh, and we’re authorised by the Financial Conduct Authority (FCA) to offer ‘advised sales’. In English, that means our advisers can help you choose the right insurance for your tech business.
If you ever need to make a claim, our dedicated claims team is on hand to offer support and answer any questions. They’ll keep the ball rolling with your claim and can step in and fight your corner if necessary.
We like to think that whatever we do, we do it with our customers in mind. Like giving them access to a handy online account area and lots of useful resources in our advice, news & know-how hub.
There are extra perks too, like rewards for referring people to us and an ‘I’m Insured’ badge for your website that shows clients you take your business seriously.
If you want to hear it from someone else, just take a look at what our customers say about us on Feefo.
