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Advice, News & Know-how

More business insurance

Here's where we lift the lid on insurance and explain it all simply.

There's essential help with how best to protect your business or not-for-profit. Plus, useful advice on running your organisation and life as a freelancer.

Excess layer insurance explained
Excess layer insurance is a great way to top up your cover when your risks increase. Find out why you might need it and how it works.
16/02/2023

How hypnotherapy insurance gives you peace of mind
Hypnotherapy insurance helps takes the stress out of practicing. Here's how it protects your business, plus other ways to reduce your risks.
19/11/2020

What insurance does a mobile beauty therapist need?
If things aren't looking good and you work solo, the heat's on you. Here's how to protect yourself with mobile beauty therapist insurance.
30/09/2020

Are you covered when you’re working abroad?
In the same way countries have borders, insurance policies have geographical limits. Here's how to avoid having a claim refused because you're off-limits.
13/03/2020

Making sure your portable equipment insurance pays out
Portable equipment insurance covers the things you take out with you. But you need to take care of your kit if you want your insurer to pay your claim.
29/01/2020

Continuous insurance explained
We love anything that makes life easier. Here's how continuous insurance policies work and why we think they're a good thing.
26/09/2019

What is a photo release form?
Protecting your intellectual property is an essential part of every professional photographer's business. Photo release forms can help - here's our guide.
21/06/2018

What is civil liability?
Civil liability is being responsible for actions and practices that could damage others, but that aren't criminal. As a business, that matters.
27/04/2017

10 ways to help get your business insurance claim paid
Your insurer decides whether to pay a claim. So it's worth keeping them happy. Here's 10 top tips to help ensure you get your business insurance claim paid.
30/04/2015

D&O insurance: why you need it
We dug around and found some examples of claims against directors and their companies. Better hope these directors had D&O insurance.
16/05/2013

Should I get directors’ and officers’ insurance?
We're not going to beat about the bush here. If you're a business owner or boss, you definitely don't need directors' and officers' insurance. Here's why:
08/05/2013

Office insurance explained
Office insurance protects the things you use to run your business the same way a home contents policy covers your personal stuff. Here's why you need it.
09/07/2012