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Advice, News & Know-how

Self-employed & freelance advice

Here's where we lift the lid on insurance and explain it all simply.

There's essential help with how best to protect your business or not-for-profit. Plus, useful advice on running your organisation and life as a freelancer.

Mediator insurance explained

Mediators need to protect their own interests, as well as their clients'. Here's how mediator insurance can help deliver a happy outcome all round.

Do sole traders need employers’ liability insurance?

Knowing exactly what sole trader insurance you need can be confusing. Do you need employers' liability insurance? Find out here.

Insurance for immigration consultants explained

All you need to know about insurance for immigration consultants – what you need, why you need it, and how much as recommended by the IAA.

Insurance for facilities managers explained

What's next on your to-do list? If it's not 'buy some insurance for facilities managers', maybe it should be. Here's why.

Insurance for education consultants explained

Deciding how much education consultants' insurance you need is a simple matter of educating yourself. Don't learn the hard way, basically.

How to get your property claim paid in full

Underinsure your contents & kit, and the 'average rule' means your insurer might not pay all your property claim. Here's what it means and how to avoid it.

Intellectual property rights: what you need to know

Not all breaches of intellectual property rights are covered by professional indemnity insurance. Here's how to avoid a claim, and protect your own work.

Thinking of freelancing?

Today is the most popular day of the year for people considering revamping their career. Thinking of freelancing? Read this first...

What your insurer wants (and why it matters)

Knowing what your insurer wants gives you the inside track and helps get you the right insurance at the right price.

Is the HMRC business entity test just scaremongering?

Is the HMRC business entity test a means to convince contractors their work is subject to IR35 and bag more revenue for the Treasury?

IR35: how to keep out of the line of fire

IR35 and HMRC. Do you know what's what? Here's how to make sure you're the right side of the line – and stay there.

The disadvantages of subcontracting your work

Thinking of using freelancers? Find out about the disadvantages of subcontracting your work and get tips on how to avoid being blamed for others' mistakes.