Phone icon
Menu icon
Professional insurance
with a personal touch
We're here to help
0345 222 5391
Mon-Fri, 9am-5.30pm, local rate & mobile friendly

negligence

Insurance jargon explained

Business insurance jargon is everywhere and makes understanding your cover more complicated than it need be. Here's some help with translating the words.

What’s the difference between civil liability insurance and negligence only?

Civil liability insurance and negligence only policies work in very different ways. Heres' what you need to know to make sure you get the right cover.

Red Tape Challenge: H&S inspections cut

As part of its Red Tape Challenge, the government has announced a cull of burdensome health and safety legislation. Thank goodness for that, right?

What does negligence mean?

What exactly is ‘negligence’? What happens if someone accuses you of it? Knowing the answers is the first step to protecting your business.

Sign up to being prepared and protected

Get reliable advice on protecting and fine-tuning your business or charity sent straight to your inbox. Plus, receive other occasional bits we think you'll enjoy, like competitions and offers. We promise not to swamp you, and you can unsubscribe easily.

Sign me up

What’s an insurance excess?

An insurance excess is the amount you pay towards a claim. Usually, the higher your excess, the lower your premium (and vice versa). But not always ...

How to deal with late payment

Recent research by the FSB revealed that almost three-quarters of small firms were paid late last year. Not good enough is it? Here's how to deal with it.