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Advice, News & Know-how

Here's where we lift the lid on insurance and explain it all simply.

There's essential help with how best to protect your business or not-for-profit. Plus, useful advice on running your organisation and life as a freelancer.

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Should I get directors’ and officers’ insurance?
We're not going to beat about the bush here. If you're a business owner or boss, you definitely don't need directors' and officers' insurance. Here's why:
08/05/2013

What do insurance companies do?
Part of what insurance companies do is take the financial hit if something goes wrong for their customers. But it's far more complicated than that...
28/02/2013

What your insurer wants (and why it matters)
Knowing what your insurer wants gives you the inside track and helps get you the right insurance at the right price.
17/01/2013

Employers’ liability insurance and Christmas workers
You have a duty to protect temporary staff in the same way as permanent employees. Don't, and you could find seasonal goodwill in short supply.
15/11/2012

Are you safe from Getty Images? (Part three)
The dos and don'ts of dealing with a Getty Images licensing claim.
18/09/2012

Are you safe from Getty Images? (Part two)
This is what happens when Getty come knocking. There’s nothing like a real-life tale of woe to help focus the mind.
18/09/2012

Are you safe from Getty Images? (Part one)
If you’ve designed a website using Getty's images, and they haven’t been paid for, you could be in expensive trouble. So, are you safe from Getty Images?
18/09/2012

Office insurance explained
Office insurance protects the things you use to run your business the same way a home contents policy covers your personal stuff. Here's why you need it.
09/07/2012

Is the HMRC business entity test just scaremongering?
Is the HMRC business entity test a means to convince contractors their work is subject to IR35 and bag more revenue for the Treasury?
31/05/2012

Business continuity: are you prepared?
Business continuity means making sure your business can continue trading even in adverse circumstances. So why do so many SMEs have no plan B?
15/05/2012

Business storage and effective archiving
According to crime figures from the Guardian, burglaries are already up 14% on 2011 so security is a key concern and investing in a good quality alarm system is a sensible idea.
01/05/2012

The value of service
What’s more important to you and your business? Getting customers through the door? Or looking after them once they’re with you?
14/03/2012