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Advice, News & Know-how

Here's where we lift the lid on insurance and explain it all simply.

There's essential help with how best to protect your business or not-for-profit. Plus, useful advice on running your organisation and life as a freelancer.

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Why short-term insurance can be a bad idea in the long run
The problem with short-term insurance policies is that they can leave you high and dry when you need them most. Here's the how and why.
11/12/2013

What do in the aggregate and any one claim mean?
In the aggregate or any one claim? What difference does it make to your insurance and why are we going on about it? Find the answers here.
05/12/2013

How to use stock images safely
Blogger? Graphic designer? Web designer? Image user? Make sure you get the right licence or risk a hefty fine. Here's how to use stock images safely.
29/11/2013

Top 6 business insurance questions
Struggling to get to grips with business insurance? You're not the only one. Here are six questions we're asked often – and their answers.
06/11/2013

D&O insurance: why you need it
We dug around and found some examples of claims against directors and their companies. Better hope these directors had D&O insurance.
16/05/2013

Should I get directors’ and officers’ insurance?
We're not going to beat about the bush here. If you're a business owner or boss, you definitely don't need directors' and officers' insurance. Here's why:
08/05/2013

What do insurance companies do?
Part of what insurance companies do is take the financial hit if something goes wrong for their customers. But it's far more complicated than that...
28/02/2013

What your insurer wants (and why it matters)
Knowing what your insurer wants gives you the inside track and helps get you the right insurance at the right price.
17/01/2013

How to confuse your customers
Like buying insurance, my new TV has seen me flummoxed, bamboozled and stuck more times than a footballer in a maths exam. Do your clients feel the same?
10/12/2012

Employers’ liability insurance and Christmas workers
You have a duty to protect temporary staff in the same way as permanent employees. Don't, and you could find seasonal goodwill in short supply.
15/11/2012

Are you safe from Getty Images? (Part three)
The dos and don'ts of dealing with a Getty Images licensing claim.
18/09/2012

Are you safe from Getty Images? (Part two)
This is what happens when Getty come knocking. There’s nothing like a real-life tale of woe to help focus the mind.
18/09/2012