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Advice, News & Know-how

Here's where we lift the lid on insurance and explain it all simply.

There's essential help with how best to protect your business or not-for-profit. Plus, useful advice on running your organisation and life as a freelancer.

How to do business risk management

Risk management is an essential part of running a successful business. All you need to know is where to start. Like here, for example...

How to manage winter workplace disruption

But, for employers at least, the weather isn’t the only bringer of winter woes. Colds, ‘flu and other illnesses tend to rear their ugly heads at this time of year, and holiday requests for the festive season can empty a small business of its staff.

The disadvantages of subcontracting your work

Thinking of using freelancers? Find out about the disadvantages of subcontracting your work and get tips on how to avoid being blamed for others' mistakes.

Business insurance brokers: online or offline?

It’s the 21st century and buying stuff online is easy and, for many, the default choice. But does the same apply to business insurance? 

Why you should keep your insurance broker updated

Changing address, increasing turnover, new business activities, a new company name and increasing your level of cover all have ramifications.

Is your insurance ‘any one claim’ or ‘in the aggregate’?

Is your professional indemnity insurance ‘any one claim’ or ‘in the aggregate’? And why does it make a difference? As always, it's all to do with money...

No rest for the wicked!

One of the best ways to understand the challenges and realities of running a small business is to work in one.

What is professional liability insurance?

Professional liability insurance, professional indemnity, public liability, personal indemnity. All the same, right? No. Here's why.

What do you do when a client refuses to pay?

Clients refusing to pay is bad news. But it doesn't need to mean a court battle. Here's how your professional indemnity insurance can help.

Disastrous disaster recovery

It’s probably stating the obvious to say that disaster recovery solutions are a vital part of keeping your business afloat if things go wrong. Here's why.

The danger of recommending materials

Nothing wrong with recommending materials as part of your service, is there? Not unless it all goes horribly wrong and you're held liable. Here's why.

Why client sign off matters

It’s a good idea to be aware of what client sign off means, why it makes good business sense to get it and how you can make sure you do.