Managing risk

Etsy may not make insurance compulsory for sellers on its platform, but there are still plenty of reasons you should have it. Here's why.

If you sell on Amazon UK or US and things go wrong, it's you in the firing line - not the platform. It's why Amazon sellers need insurance.

You have employees. You have first aid requirements. You have employers' liability insurance. How do they fit together? Find out here.

Underinsurance can hit hard. It can mean your insurer reduces the amount of your claim, leaving you out of pocket. Here's how and why.