Managing risk

Deciding how much professional indemnity insurance to buy can be tricky. Here's a helping hand in getting the right amount of protection.

Is your professional indemnity insurance ‘any one claim’ or ‘in the aggregate’? And why does it make a difference? As always, it's all to do with money...

You might be surprised by how much self-employed insurance you need. It all depends on what you do, where you do it, and how.

Underinsurance can hit hard. It can mean your insurer reduces the amount of your claim, leaving you out of pocket. Here's how and why.