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Managing risk

Office insurance explained

Office insurance protects the things you use to run your business the same way a home contents policy covers your personal stuff. Here's why you need it.

Professional indemnity insurance explained

It’s a good idea to know what you’re getting before you part with your hard-earned cash. Here's professional indemnity insurance explained in a nutshell.

Business continuity: are you prepared?

Business continuity means making sure your business can continue trading even in adverse circumstances. So why do so many SMEs have no plan B?

What does negligence mean?

What exactly is ‘negligence’? What happens if someone accuses you of it? Knowing the answers is the first step to protecting your business.

Indemnity claims stories: small error, big problem

Malcolm was on holiday when the office called. Here's what happened next. Another cautionary tale in our series of PI claims stories.

IR35: how to keep out the line of fire

IR35 and HMRC. Do you know what's what? Here's how to make sure you're the right side of the line – and stay there.

How to work out your professional indemnity insurance level of cover

There's no simple answer as every business is different. But here's what to consider when deciding on your professional indemnity insurance level of cover.

Indemnity claims stories: the accountant

Here's some insight into what a professional indemnity insurance claim feels like. Turns out it's not the end of the world after all.

How to do business risk management

Risk management is an essential part of running a successful business. All you need to know is where to start. Like here, for example...

The disadvantages of subcontracting your work

Thinking of using freelancers? Find out about the disadvantages of subcontracting your work and get tips on how to avoid being blamed for others' mistakes.

Why you should keep your insurance broker updated

Changing address, increasing turnover, new business activities, a new company name and increasing your level of cover all have ramifications.

What do you do when a client refuses to pay?

Clients refusing to pay is bad news. But it doesn't need to mean a court battle. Here's how your professional indemnity insurance can help.