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Managing risk

First aid requirements and employers’ liability insurance

You have employees. You have first aid requirements. You have employers' liability insurance. How do they fit together? Find out here.

US contracts and professional indemnity insurance

Not all professional indemnity insurance policies cover US and Canadian contracts. Here's our advice for making sure you don't get caught out.

How to use stock images safely

Blogger? Graphic designer? Web designer? Image user? Make sure you get the right licence or risk a hefty fine. Here's how to use stock images safely.

Top 6 business insurance questions

Struggling to get to grips with business insurance? You're not the only one. Here are six questions we're asked often – and their answers.

D&O insurance: why you need it

We dug around and found some examples of claims against directors and their companies. Better hope these directors had D&O insurance.

Should I get directors’ and officers’ insurance?

We're not going to beat about the bush here. If you're a business owner or boss, you definitely don't need directors' and officers' insurance. Here's why:

What do insurance companies do?

Part of what insurance companies do is take the financial hit if something goes wrong for their customers. But it's far more complicated than that...

What does an insurance broker do?

Insurance can be a bit of a minefield, right? What does an insurance broker actually do? Turns out, some pretty great stuff.

What your insurer wants (and why it matters)

Knowing what your insurer wants gives you the inside track and helps get you the right insurance at the right price.

How to dismiss an employee fairly

As with most things, there's a right and a wrong way to fire people. Here's how to dismiss an employee fairly, and why getting it wrong can cost you dear.

Are you safe from Getty Images? (Part two)

This is what happens when Getty come knocking. There’s nothing like a real-life tale of woe to help focus the mind.

Are you safe from Getty Images? (Part one)

If you’ve designed a website using Getty's images, and they haven’t been paid for, you could be in expensive trouble. So, are you safe from Getty Images?