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Managing risk

Intellectual property rights: what you need to know

Not all breaches of intellectual property rights are covered by professional indemnity insurance. Here's how to avoid a claim, and protect your own work.

US contracts and professional indemnity insurance

Not all professional indemnity insurance policies cover US and Canadian contracts. Here's our advice for making sure you don't get caught out.

How to use stock images safely

Blogger? Graphic designer? Web designer? Image user? Make sure you get the right licence or risk a hefty fine. Here's how to use stock images safely.

Top 6 business insurance questions

Struggling to get to grips with business insurance? You're not the only one. Here are six questions we're asked often – and their answers.

Should I get directors’ and officers’ insurance?

We're not going to beat about the bush here. If you're a business owner or boss, you definitely don't need directors' and officers' insurance. Here's why:

What your insurer wants (and why it matters)

Knowing what your insurer wants gives you the inside track and helps get you the right insurance at the right price.

Are you safe from Getty Images? (Part two)

This is what happens when Getty come knocking. There’s nothing like a real-life tale of woe to help focus the mind.

Are you safe from Getty Images? (Part one)

If you’ve designed a website using Getty's images, and they haven’t been paid for, you could be in expensive trouble. So, are you safe from Getty Images?

Office insurance explained

Office insurance protects the things you use to run your business the same way a home contents policy covers your personal stuff. Here's why you need it.

Business continuity: are you prepared?

Business continuity means making sure your business can continue trading even in adverse circumstances. So why do so many SMEs have no plan B?

IR35: how to keep out of the line of fire

IR35 and HMRC. Do you know what's what? Here's how to make sure you're the right side of the line – and stay there.

How to do business risk management

Risk management is an essential part of running a successful business. All you need to know is where to start. Like here, for example...