Professional indemnity insurance

Underinsurance can hit hard. It can mean your insurer reduces the amount of your claim, leaving you out of pocket. Here's how and why.

Being underinsured can leave you seriously out of pocket and put your future in jeopardy if something goes wrong. Here's how to avoid it.

Excess layer insurance is a great way to top up your cover when your risks increase. Find out why you might need it and how it works.

An insurance excess is the amount you pay towards a claim. Usually, the higher your excess, the lower your premium. But not always...