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Advice, News & Know-how

Here's where we lift the lid on insurance and explain it all simply.

There's essential help with how best to protect your business or not-for-profit. Plus, useful advice on running your organisation and life as a freelancer.

D&O insurance: why you need it

We dug around and found some examples of claims against directors and their companies. Better hope these directors had D&O insurance.

Should I get directors’ and officers’ insurance?

We're not going to beat about the bush here. If you're a business owner or boss, you definitely don't need directors' and officers' insurance. Here's why:

What do insurance companies do?

Part of what insurance companies do is take the financial hit if something goes wrong for their customers. But it's far more complicated than that...

What does an insurance broker do?

Insurance can be a bit of a minefield, right? What does an insurance broker actually do? Turns out, some pretty great stuff.

What your insurer wants (and why it matters)

Knowing what your insurer wants gives you the inside track and helps get you the right insurance at the right price.

How to dismiss an employee fairly

As with most things, there's a right and a wrong way to fire people. Here's how to dismiss an employee fairly, and why getting it wrong can cost you dear.

How to confuse your customers

Like buying insurance, my new TV has seen me flummoxed, bamboozled and stuck more times than a footballer in a maths exam. Do your clients feel the same?

Employers’ liability insurance and Christmas workers

You have a duty to protect temporary staff in the same way as permanent employees. Don't, and you could find seasonal goodwill in short supply.

Are you safe from Getty Images? (Part three)

The dos and don'ts of dealing with a Getty Images licensing claim.

Are you safe from Getty Images? (Part two)

This is what happens when Getty come knocking. There’s nothing like a real-life tale of woe to help focus the mind.

Are you safe from Getty Images? (Part one)

If you’ve designed a website using Getty's images, and they haven’t been paid for, you could be in expensive trouble. So, are you safe from Getty Images?

Cyber insurance explained

You know you want to protect your business from cybercrime,and you've heard people mention cyber insurance, but what does it all mean? Read our handy guide.