Claims

Retroactive cover bolts on to your professional indemnity and picks up claims arising from work you did before the policy started. Clever stuff. Here's how.

An insurance excess is the amount you pay towards a claim. Usually, the higher your excess, the lower your premium. But not always...

Here's another one in our series of professional indemnity claims stories. Turns out it's not the end of the world after all.

Sticking to your policy's Ts & Cs will give you a much better chance of getting your aesthetics insurance claim paid. But what are they?