Claims

You can't compare professional indemnity insurance on price alone. You also need to look at cover, claims, and what kind of service you get.

Retroactive cover bolts on to your professional indemnity and picks up claims arising from work you did before the policy started. Clever stuff. Here's how.

An insurance excess is the amount you pay towards a claim. Usually, the higher your excess, the lower your premium. But not always...

Here's another one in our series of professional indemnity claims stories. Turns out it's not the end of the world after all.