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Claims

Why turnover matters for your insurance

Here's why your turnover matters and why it's important to keep your insurer in the loop. Especially when it comes to renewal.

The story of a designer’s professional indemnity claim

One bad file. 5000 wrongly printed reports. A valuable client and £thousands at risk. Here's the true story of a designer's professional indemnity claim.

Wedding photography horror stories

Wedding photography is one of the most important parts of the big day. These horror stories aren't the norm, but show photographers must protect themselves.

How to compare professional indemnity insurance

You can't compare professional indemnity insurance on price alone. You also need to look at cover, claims, and what kind of service you get.

What’s claims made insurance?

Professional indemnity is 'claims made' insurance. Other types of insurance are 'claims occurring'. But what's the difference? And why does it matter?

What’s retroactive cover?

Retroactive cover bolts on to your professional indemnity and picks up claims arising from work you did before the policy started. Clever stuff. Here's how.

Getting your aesthetics insurance claim paid: the dos and the don’ts

Sticking to your policy's Ts & Cs will give you a much better chance of getting your aesthetics insurance claim paid. But what are they?

Is short-term professional indemnity insurance worth it?

Can you get away with short-term professional indemnity insurance? Not if you want to sleep easy. It's cheaper but it's much riskier...

Making sure your portable equipment insurance pays out

Portable equipment insurance covers the things you take out with you. But you need to take care of your kit if you want your insurer to pay your claim.

Why use an insurance broker?

Don’t pick up the phone to that do-it-all, household-name insurer just yet. There are compelling reasons to use an insurance broker instead.

Insurance for copywriters explained

The pen is mightier than the sword, right? Sure is. Until things go wrong. If that happens, insurance for copywriters is a much better bet.

The difference between freelancers and subcontractors

Freelancer or subcontractor? What's the difference? Does it matter? It does if you use either and want to call on your professional indemnity insurance.