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Advice, News & Know-how

Here's where we lift the lid on insurance and explain it all simply.

There's essential help with how best to protect your business or not-for-profit. Plus, useful advice on running your organisation and life as a freelancer.

What are the UK’s aesthetics regulations?
UK aesthetics regulations are on track for a facelift beyond 2026. Here, we look at what's likely to change and how businesses can prepare.
29/09/2026

UK hair and beauty industry statistics 2026
Key statistics for the UK hair and beauty industry. Get the latest data on market size, trends, and consumer behaviour.
07/09/2026

How are employers’ liability costs calculated? 
Knowing how employers' liability costs are calculated can help you understand exactly what goes into the quote you receive from an insurer.
03/08/2026

Employers’ liability vs public liability insurance: what’s the difference?  
Compare employers' liability vs public liability insurance. Learn the key differences and find out what you need.
30/07/2026

Is employers’ liability insurance a legal requirement?
Employers' liability insurance is a legal requirement for almost all businesses in the UK. Here's everything you need to know.
27/07/2026

How to choose an insurance broker
Getting the right insurance broker for your business is crucial. Here's a handy list of the key things to think about when choosing one...
23/07/2026

What’s claims made insurance?
Professional indemnity and medical malpractice are 'claims made' insurance. Find out what this means and why it matters.
20/07/2026

What’s run-off cover and who needs it?
If you're planning to retire or stop trading, you might want to think about adding run-off cover to your insurance. Find out what it is and how it works.
20/07/2026

Do sole traders need employers’ liability insurance?
Knowing exactly what sole trader insurance you need can be confusing. Do you need employers' liability insurance? Find out here.
07/07/2026

Do I need employers’ liability insurance for work experience students?
Your workforce's wellbeing is your responsibility. Here's why you need employers' liability insurance for work experience students.
03/07/2026

Do I need employers’ liability insurance for freelancers?
Not sure whether you need employers' liability insurance for freelancers? Here's everything you need to know and why.
01/07/2026

What is employers’ liability insurance: a complete guide
Employers' liability insurance protects you if employees claim for injuries and illnesses they suffer at work. Get it or get a fine from the HSE.
18/06/2026